paying of payday loans

You may want to consider speaking with your debt consultant about consolidating your payday loans. This will help you get out of the rut that you are in.

i have several loans too i am currently trying to to the same thing and consolidate my payments into one as well i think i might look into that too

Try to avoid payday loans if at all possible. Since they come at exorbitant costs which will cost you up to $15 per two weeks with an apr totaling 391%!
You don’t have to take payday loans if you can put your finances fully under control. If you have enough cash or credit to meet the emergencies, you can keep yourself away from the disastrous effects of payday loans.

If the need to borrow payday loan still persists, then make sure that you borrow only that much amount which you will be able to pay back within the due date. If you are facing shortage of cash during that period, try for some other funds from other sources. Don’t roll for cash advances since this is the worst thing that one can do to himself or herself.

Ben

the only reason i took payday loans only to benefit my bills and now i am in so much debt with everthing and i need help badly

Do not worry, chmartinbaby06...everything will be fine at your end. A proper planning and budgeting will solve most of the problems.

I myself have fallen victim to this cycle. I used payday loans to pay interest on other payday loans because I could not afford to pay the interest and pay my bills. If you have never gotten into this type of bind, never do. It creates more of a mess than necessary.

how long does it take for this website to contact some one, i signed up on saturday, and still have not heard anything, i am really worried

Hi jwoods1969

Welcome to the forums. After you signed up with this website, your contact information has been sent to the partner site in your locality. They will be calling you up shortly for a free counseling.

If you still don't hear anything from them within this week, you can mail to [email]vikas@debtconsolidationcare.com[/email] explaining your problem.

I am sure that you will be hearing from them very soon.

Regards
Mike

thank you mike for replying mike, but i have a quesiton for anybody when i first signed up they said i would be contacted by some one at delray and associates i never heard anything from them so i looked them up online and called. they told me that they do not deal with payday loan compaines. plus i tried one of my local credit counling compainer here in ky and they told me they do deal with them but i would have to pay $884.00 a month for four months thats more than the intrest im paying right now and i know that it will be going to pay off the loans but do i let my faimly starve, i dont know what to do anymore i may lose my family over this and if that happens i dont know what i will do please anybody help me

Yes try speaking to a debt consultant thats what I am gonna do about mine as well

well i need to know if anyone knows who could help consolidate payday loan debt?

Hi ccc3

Welcome to the forums.

It's seen that payday loan is quite tough to be consolidated. This company had been doing consolidation on payday loans previously. Presently it is looking for some companies that can offer lower rates of interest.

Recently, we had a discussion on this subject at the thread given below. Please have a look to know about your possible options.

http://www.debtconsolidationcare.com/paydayloan-settlement.html

Regards
Roxette