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Can anyone reccommend a good credit monitoring service?

Date: Thu, 09/08/2005 - 06:43
Submitted by LCW on Thu, 09/08/2005 - 06:43
Posts: 1151
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I was recently lucky enough through some creative account shuffling able to pay off or consolidate several accounts which were beginning to go delenquint. I think I accomplished this before too much damage was done. Now, I want to montior my credit reports to make sure Im staying on track, and hopefully things begin to improve.

Can anyone reccomend a Good credit monitoring service? Several years ago a was using creditcomm and provacy guard, neither fo which i was very impressed with. Any suggestions are appreciated!


The best way to check your credit will be to pull your report from the three credit bureuas.

Equifax Credit Reports
By delivery via US Mail only:
Equifax Credit Information Services, Inc.,
PO Box 740241, Atlanta, GA 30374
By Phone: 1 - 800 - 685 - 1111

Experian Credit Reports
By delivery via US Mail only:
National Consumer Assistance Center
PO Box 2002
Allen, TX 75013
By Phone: 1 - 888 397-3742, 1 - 800 - 680 - 7289

TransUnion
P.O. Box 2000
Chester, PA19022
By Phone: 1 - 800 - 888 - 4213


Submitted by ben on Thu, 09/08/2005 - 12:13

ben

( Posts: 2034 | Credits: )


When choosing a service you want one that has the following

??? ID THEFT Protection & Insurance
??? Unlimited Access to Credit Reports all 3
??? Updates of score with little or no charge
??? 24 Hour Hotline
??? Informative Materials
??? Access to other records i.e. Driving

Also, your credit score should not drop if you look at your report on a regular basis.

[color=red][size=2][Link made inactive as per forum rules-Mike][/size][/color]


Submitted by DonaldGMartin on Thu, 09/08/2005 - 20:31

DonaldGMartin

( Posts: 9 | Credits: )


i too also want to know information on credit because i would be looking into trying to buy a house next year


Submitted by chmartinbaby06 on Thu, 09/08/2005 - 20:58

chmartinbaby06

( Posts: 381 | Credits: )


Those who are thinking to have a loan in near future should aim on improving your credit score. Credit score is the measure of your ability to pay back the loan. It plays a vital part for loan approval and it also controls the rate of interest that you pay for your loan.

You can achieve a good score by your own! Go through the following topic, it can help you a lot ???
http://forums.debtcc.com/forums/credit-check.html

Regards,
Bryan


Submitted by 4u.bryan on Fri, 09/09/2005 - 15:26

4u.bryan

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