Payday debt. consolidation

I was told by a debt consolidation company that the payday loans had to be in default in order to consolidate.Which means if you have them taken out of your checking account,you will need to close that.You will also get lots of harassing calls until the debt consolidation kicks in.If you can get them paid off by the end of next month,my advice would be to do that.I have some payday loans also but it will most likely take me a good 6 to 8 months to pay them off since the interest alone takes most of my paycheck.I am having trouble paying my regular bills,like utility and rent.I dont want to be harassed or close my checking at this time,so Im just trying to survive on what I can.If you are lucky enough to pay them off in a month please do it.Dont get into the same trap I did.Good luck to you and keep the faith.

twokidtwocat have you tried opening a different account because you can get around and just keep your other account open and if you have direct deposit transfer into the new account and try to make payment arrangements with the company that you owe then you might have that much trouble with your other bills and aks the payday loan company can you payday places can you pay a certain amount to keep your other bills on point