i need a loan to pay for my debt

I wouldn't apply for a loan to pay back a debt. I would consider signing up for the free cosultation for a debt consilidation.

They'll go over with you the options available to pay back on a debt. They'll even contact your creditors to let them know you'll be paying. $285 a month sounds reasonable...but they'll go into more detail.

Hi Nick,

Welcome to the forums. I will not suggest you to take a loan in order to pay off your past debts. Doing this, you will be incurring additional expenditure. Also, the rates of interests are comparatively higher in such loans. You might also be required to pledge some security against the loan. So, the risky part is that if you miss any payment, you might have to loose your property.

I will suggest you to enroll for a consolidation program. These types of programs not only combine all the debts into one loan amount but you will be offered lower rates of interest to pay it off successfully.

In the consolidation program, the consultant negotiates with your creditors to reduce the total amount of your debt. Thus, it will eliminate all the financial charges and the late fees that have built on the total amount of your debt. You will be offered lower repayment options and this will help you to achieve a debt free life within a quick period of time.

You can take a free consultation from the experts and know the various ways to pay the debt to your creditors.

Regards
Roxette

I would like to call you what is your number !

Who's number are you refering to? Welcome to the Community :D If you are refering to DCC number, since you are registered, and if you signed up for the free counseling, someone will contact you. They will discuss options relating to your debt, such as consolidation. Are your debts payday loans,credit cards? If you can give us a little more info of what type of debt, we can help guide you to some solutions-no personal info for your protection please..Keep us posted..KAren