I've sent a police report as well as proof of current address affadivit of fraud and I.D. several times certified mail. The creditors still claim the address is verified and will not discontinue reporting the fraudulent accounts. I also sent a complaint to FTC on each reporting agency. Does anyone out there have any suggestions, can't afford an attorney and creditors are still issuing credit to someone with my info. Any suggestions?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.