payday loan through SJM

Hi

Be very careful as SJM Marketing has some affiliates with Ellis Crosby and/or Platinum B. This company has been doing all the unauthorized debits from the bank accounts of the consumers.

You might be interested in reading this page.

http://forums.debtcc.com/forums/about5375.html

Be very careful with Payday loans all together. They are great for short term period but when the money is due back there might be other things that are due at the same time... believe me i wish i had never got caught up in any payday loan companys...

Hi KrazyNichole

Welcome to the forums.

It's nice that most of us are realizing the facts and consequences of taking payday loans. These are bundled up with such high interest rates that it becomes almost impossible to catch the principal amount later.

Not to forget that some payday loan lenders are not willing to work during the hard situations of the people and take legal actions if required.

Also, while you visit a payday loan site, your personal information might also be leaked out causing financial injury. So, one needs to be very careful from the beginning while going to a payday loan site.

Regards
Roxette

I have 4 payday loans equaling about $1500 for all four. I have spoke to someone and they told me to close my account at my bank and call the payday loan company's and tell them that I am paying them so much a month. I was wondering what kind of trouble can I get into. I am a single mother of three and by getting all these payday loans has gotten me so far behind, i am affraid I will get kicked out of my house. If I can get out of these payday loans I will never look at one again. Thank you

Drw1964,

Being unable to pay through your checking account at the present situation, changing the account number will the perfect move.

After the accounts are closed, the lenders will contact you to recover the money from you. Before they do so, it is better to contact them in the first place and inform the situation. Also, insist on a payment plan so that you can pay in smaller amount towards these accounts. If they are assured of your interest in making the payment, they will forward you some payment arrangements for you.

Make sure that after they have offered the payment plan to you, don't default in those. Otherwise, you will not get these benefits anymore in the future and payment process might become even tougher.

Many payday loan companies work on the payment plans set by you. You need to approach them first and express your willingness to pay the debt.

Looking for phone numbers for BJT Services, JD Marketing,Plaza processing

[color=darkred][email removed for privacy-Mike][/color]

Paul

Plaza Processing also operates under the name cash loan team and their phone number is 800-792-1445. This company sends their debt to Ellis Crosby that is undergoing bankruptcy and is now posing as Anthony Galloway and Associates. They were the same as Prelitigations of America at 904-356-0886 some time back.

If they are harassing you, file your complaints with the Florida Better Business Bureau. The bureau is encouraging those being harassed by this company to file a legal complaint. They are also undergoing legal actions from the attorney general office.

Following is the address to contact JD Marketing.
JD Marketing
7473 W Lake Mead Rd
Las Vegas, NV 89128

I am looking for some info on BJT Services. Hope someone will be able to help you in the meantime.

does anyone have a phone number for this company to try and settle my debt.

Platnum B can be reached at 866-722-2770

Is anyone familiar with this company - payday type loans? Trying to assist a friend in finding out who this is, need a phone number, any other names they go by, etc.

You can contact Access Processing at 877-851-5280. They are located out of Kansas City MO

I have had a loan with SJM since April 05. They have took out 180.00 a month and still can't get it resolved. The bad part is I don't have our loan documents so I don't know who we originally got the loan from. All I know if that on my bank statements SJM is taking the money out. Can anyone help me in who I should call to pay this crap off and be down with it???? Any help would be greatly appreciated.

Call SJM Marketing at 1-866-722-2770 and request them to explain the debits made on your bank account. Request them to send you a copy of your agreement contract that you signed with them. You need to get the details of your account first before you can take any specific actions towards it.

I am trying to set up payment arrangements on my account and they won't even talk to me. They tell me I have to pay in full today or they will file leagal proceedings

Those are just threats. Don't let it get to you. I found that after I faxed them a letter and cc'd my Attorney General requesting a refund and to mark my account "Paid In Full" I never heard from them again. You can find a copy of that letter on this site.

Hi, Does anyone know how to stop SJM, they seem to be the invisible company. I am looking for some way to contact them. :(

What state are you in and how long have you been paying on this loan? You can put a stop debit on your account or close and open a new account. I would also recommend you file a complaint with your AG's office.

SJM Marketing phone number is 1-866-722-2770, Fax 1-866-599-5161

Does anyone know the address and phone number to the payday loan company called Total Lending?

sjm marketing is a scam pay day loan ,, I had a $390.00 loan and expected them to withdraw the
whole amount as origninally planned , but no instead t
the decided to keep taking out $90.00 every 2 weeks
and then they would not take my phone calls and
also sent them a letter they still ignored me...
I then stopped payment after they already took out
$1200.00 dollars so they changed their name and
took out $390.00 more dollars.....all for a $300.00
loan......I had two loans so the other one I payed
over $600 on not realizing they are all the same
company with 10 or more different names so as you can
see they have taken well over $2000.00 from my account so i closed account completly and then
they have a phone number in Ny 718-715-0846
that call and say the police are coming to arrest
me ! And to top it off you can't even understand them
the speak a foriegn language...

Please beware of this company. I made an inquiry about a loan and did not agree to or sign anything. This company began drafting mony out of my acct and I have had a very difficult time even tracking down where the money was going. I have made multiple inquiries and this company has refused to provide me with any paper work so I am forced to file fraud charges to disable the draft that keeps recurring. The individuals who handle calls will not call you back and are not professional in the dealings with individuals. BEWARE. I have found it is easier for these companies to draft money than it is for a customer who owns the account to stop them.

debited twice $60.00 off my account

Ivan...this is not SJM.

I received a message yesterday from a payday loan company saying that they were a police officer, and i needed to call back right away, or i was going to be arrested. When i called today, they told me it was regarding a payday loan, first they said that they were the supervisor, then they said they were the FBI and were going to charge me with mail fraud from a online payday loan if i dont pay them $450 by tomorrow. At the same time i got this payday loan from SJM, money turned up missing from my account and it was closed with several overdraft fees. I believe it was this company taking money out of my account. Is it possible to get charged with mail fraud from a payday loan. They are also charging me $450 when the loan was $200.

I received a message yesterday from a payday loan company saying that they were a police officer, and i needed to call back right away, or i was going to be arrested. When i called today, they told me it was regarding a payday loan, first they said that they were the supervisor, then they said they were the FBI and were going to charge me with mail fraud from a online payday loan if i dont pay them $450 by tomorrow. At the same time i got this payday loan from SJM, money turned up missing from my account and it was closed with several overdraft fees. I believe it was this company taking money out of my account. Is it possible to get charged with mail fraud from a payday loan. They are also charging me $450 when the loan was $200.

they broke the law five ways from sunday with that call.

1)stating they were the police or FBI(most illegal)
2)stating you would be arrested(again illegal,debts are civil matters)
3)SJM is an illegal ipdl that has no legal recourse.

file AG,and FTC complaints against SJM and this place that called and threatened you.

I also received the same type of phone call. And one better, they spoke to several of my co-workers telling them I was in big trouble. I asked for written documentation of the debt - they said they would call back at my home. Haven't heard from them - it's been 24 hours. I asked that they not call at my work - that was illegal. Any suggestions?