giving ss # to collection agency

Beware! Do not give out your boyfriend's SSN# to the collection agency at any cost. If they get this personal information, they will possibly misuse it from every point.

What is the name of this agency? I will help you in getting some more information on them.

Hello. thank for your quick response. The agency that is showing up on my boyfriend's credit reort is Jefferson Capital. 16 Mcleland Drive, St. Cloud, MN 56303 They wrote back, (in a non certified letter)and i paraphrase

" Dear Mr. ?????:
In order to handle your recent inquiry concerning your account, we need additional informatioon. If you have a copy of the credit report with our trade line please include it, along with completing the following information.
Previous Address:
Street:
City, State, Zip Code:
Former (Maiden)Name:
Account Number:
Telephone Number:
Social Security Number:
To insure we respond to your question completely, please restate your question or concern here:


This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.


ok now my words, any help you can give will definitely be appreciated, thanks again, "Helpful Girlfriend"

Hi

Welcome to the forums.

A debt collector that is holding legitimate debt will not acquire information from the consumers. They will get it from the creditors from whom the debt is purchased. The methods that they are applying on you is one way of updating your information and thereby insist further collection perhaps by traumatic methods.

In return, you need to send them a debt validation letter requesting for the following details. If they are holding this debt, they will be efficiently able to point it out.

• The amount of the debt.
  
• The name of the creditor to whom the debt is owed.
  
• There should be a statement that if the consumer does not dispute within 30 days, the validation will be treated as valid by the collection agency
  
• A statement that if the debt is disputed, it will be verified by the collection agency
  
• A statement that if the name and address of the current creditor is different from the original creditor, it will be provided by the collection agency.
  
• All the calculation should be shown of the amount that is owed.
  
• Provide a verification or copy of any judgment if applicable
  
• The Statute of Limitation needs to be proven for the collection of the debt.
  
• The license of the collection agency applicable in the state
  
• Proof of the agreement that the debt collector has purchased the debt or has been hired by the creditor to collect the debt from the debtor as this is the basic contract law.