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Hi everyone,

Recently, while still living up in the South Shore area of Boston, I spoke proudly of being a student loan collector. Why? Because I felt a sense of purpose in keeping educational funding circulating.

I have since moved to Pensacola and taken a new collections job in close proximity to my new home. Collecting credit cards, bank crads, medical bills, and worst of all payday loans. I hate it. I feel no passion or purposefulness slapping people on the wrist for overspending, and as far as payday loans go, I just flat out hate it. I know damn well that they are corrupt and a scam. How is getting cash from a pawnbroker in exchange for unlimited access to your bank accounts not loan sharking? They are designed to make people bounce checks which can be construed in a court of law as deliberately passing bad checks. How is that not corrupt? I think we should all write to our congressmen or state reps about this.

I'm looking to leave the collections business altogether and start my marketing career a little early. I have an application in at the nearest Coca-Cola Bottling Company and have high hopes for this. I also know that I've made a lot of headway on this forum helping distraught borrowers and trying to give collections something of a good name. What do you guys think? I'd like some input from other members as to what the wiser decision is.

Don't get me wrong, I like the people I work with now, they're very friendly and the company is great. Yet it is small and can't exactly pick and choose it's clients. So here I am speaking on behalf of these charlatans at the payday loan places, and the only contact I get all day is a single mother whose child is sick in the hospital and she's so broke that she's driving an unsafe car that she's one month behind in paying, and my job is to tell her to put the sick kid and unsafe car behind an pay the loan in full. WHAT??!! That's just disgusting. Every time I'm at work all I want to do is go home.

Advice for the disillusioned collector anyone?




Sounds to me like you have a conscience, and you are in the wrong line of work. I remember when those payday loan places started up. They should be illegal. I got caught in a rut where I was always short of money every payday, so I had to keep going back for more. Thankfully a friend helped me out, and got me back on my feet so to speak, so I never had to deal with a collection attempt on a bad check.

The situation you describe above is not one I would want to deal with. There are penty of people out there that have no conscience that can do this kind of work. Your post screams for an excuse for you to get out. Find something better to do. Use your experience to help people.

Sub: #1 posted on Mon, 01/02/2006 - 12:36

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Thank you very much for your input, Dr. Dan. I have my fingers crossed that Coca-Cola will give me a shout. I would be very proud to work for such a long-standing, well known, worldwide and prestigious corporation.

Sub: #2 posted on Mon, 01/02/2006 - 14:18

Jedi Mistress Ari Jedi Mistress Ari

(Posts: 2192 | Credits: )

Hi Ari! The new job coming at your way looks more dignified than the previous one. You should definitely grab this opportunity and work on a broader platform.

Collection industry has not been still so bad because of good people like you. But it seems that people like you are in minority in this industry and it is quite tough to change the world.

If you hear someone aspiring towards the collection industry, teach him to be a good collector and not to get lost in the majority. I hope you will still be remembered for your noble deeds and set up a good example in this industry.

My best wishes are with you. Happy New Year to you.

Regards
Roxette

Sub: #3 posted on Tue, 01/03/2006 - 16:38

roxette roxette

(Posts: 4009 | Credits: )

Thank you Roxette, happy new year to you as well. I'm dying to hear the details of your Christmas vacation!
I do have some other prospects in the works, I admit that I'll miss the people I work with, they're great. But feeling like a sleazy loan shark is something I will not miss.

Sub: #4 posted on Tue, 01/03/2006 - 19:48

Jedi Mistress Ari Jedi Mistress Ari

(Posts: 2192 | Credits: )

Hi Ari!!!! I definitely hope you hear something from coca cola...my daddy put in 30 years with them. great company to work for. good luck to you, I'll keep my fingers crossed. Please let us know how things go for you. happy new year!!!

shirley

Sub: #5 posted on Wed, 01/04/2006 - 03:43

imkimssister imkimssister

(Posts: 1302 | Credits: )

Wow Shirley, your dad worked with Coca Cola for 30 long years. It's a matter of pride working for such companies. (hmm....Shirley, you are the daughter of rich parents)

Sub: #6 posted on Wed, 01/04/2006 - 12:57

roxette roxette

(Posts: 4009 | Credits: )

Ari, I had to return back to the city by Tuesday. I enjoyed my weekend in Washington with couple of my friends. It was a short stay but it was sweet. :D

Sub: #7 posted on Wed, 01/04/2006 - 13:05

roxette roxette

(Posts: 4009 | Credits: )

Quote:
(hmm....Shirley, you are the daughter of rich parents)

LMAO!!!!!!!!!!!! If I am, then someone sure forgot to tell me!!!! *winkies*
My daddy was a truck driver and ran a route (a route salesman). There wasn't a lot of money in that, at the time. But still a great company to work for.
Shirley

Sub: #8 posted on Wed, 01/04/2006 - 13:21

imkimssister imkimssister

(Posts: 1302 | Credits: )

:D

Sub: #9 posted on Wed, 01/04/2006 - 13:25

roxette roxette

(Posts: 4009 | Credits: )

hi Shirley and Roxette,

Thanks for all the support, I really appreciate it. I still have my fingers crossed but haven't heard anything. I've applied for a sales/marketing position and a merchandising system. I could get some exercise! As opposed to sitting on my butt 8 hours a day leaving the same old crap message on people's answering machines.

Sub: #10 posted on Wed, 01/04/2006 - 16:19

Jedi Mistress Ari Jedi Mistress Ari

(Posts: 2192 | Credits: )

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