debt consolidation helps to build good credit

Kim,

Welcome to forums.

debt consolidation does not spoil your credit report at all. When you are under the consolidation program, the accounts might be reported as under consolidation temporarily. But it would prove that you are attentive to your accounts, which is much better than being delinquent.

Once the accounts are paid in full, the consultant working in the program would insist your creditor to report it in your favor, so that it helps you in long run.

Get some more knowledge on the results of debt consolidation program here-

http://www.debtconsolidationcare.com/forums/consol-result.html