:( I recently found out my ex wife of 5 yrs has been using my name and soc sec# along w/HER husband and Her address to obtain mortages, gasoline cards, car insurance etc etc. I have a hardcopy of my transunion credit report and ITS ALL There! finally ID thieft w/all agencies avaliable and filed w/the police so I have a report #.
HOWEVER-what concerns me now is I have something filed w/ asset acceptance llc from Warren MI for COLLECTIONS w/my name and HER home address. I have no clue what it could be and the credit report doesnt give enuff info so I need to call then asset acceptance LLC directly and hate to do that.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.