SOL by state

In order to obtain court judgements on most debts, collectors must sue in the judicial district where the consumer resides. However, there are exceptions:
Child support orders are recognized and enforced in every state. If you have child support judgment from NY and move to Florida, the NY statutes of limitation apply.

Signed contracts (not revolving credit accounts); collectors can seek a judgement in the state where the contract was signed. Once they have a judgment collectors or creditors can use either the state where it was granted or have the judgment domesticated to the state where you reside, depending on which state offers the longest SoL.

You might be aware of this fact that SOL is also dependent on the date of last activity in your account. Before you make any payment agreement, check the date of delinquency on the account from your credit report. This detail can also be obtained by your creditor or the collection agency in contact.

The creditors can try to collect the debt at any period of time. You need to be aware of the statutes and cover your base legally. Also, you should be careful on the part if your creditor is trying to issue any judgment against you within the legal time period. If they can do so, judgments have a longer stay in the file and the collections can get renewed.