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Looking for info on my charged offs acconts.

Date: Tue, 02/14/2006 - 07:38

Submitted by anonymous
on Tue, 02/14/2006 - 07:38

Posts: 202330 Credits: [Donate]

Total Replies: 1


How do I go about paying charge off acounts if I no longer have the account #'s and other info?


You can get all the account information by ordering the latest copy of your credit report from the three national bureaus. You will get the details about your creditors and then, make a payment arrangement with them.

Remember, as these are charged off accounts, check their SOL period before making any payment agreement. It might be possible that these accounts are past the statutes in your state. If so, you won't be under any legal obligation to pay them. After requesting the creditors to send you the account details in writing, you can dispute on it mentioning the expiry of the SOL period.

But if your debt is within the statutes, you will have to pay it so that the creditors are restricted from taking any actions against you. Make a payment arrangement with them suitable to your needs. After it is paid off, your credit report will mark these accounts as 'paid' and your credit will take a better shape.


lrhall41

Submitted by david on Tue, 02/14/2006 - 08:41

( Posts: 1229 | Credits: )