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Credit Card bill on my record

Date: Sat, 02/18/2006 - 18:15

Submitted by anonymous
on Sat, 02/18/2006 - 18:15

Posts: 202330 Credits: [Donate]

Total Replies: 2


I have a Credit Card bill on my record That shows up 3 time when readed I owe over 14,000 dollars what should i do about this.


Hi Bobby! If I understand you right, you're saying that the same credit card debt is showing up on your credit report, three times???
I had this happen on my report as well. What you have to do is dispute it with the credit bureaus. If only one bureau is showing it three times, then dispute with that one bureau but if all three are showing it, then you'll have to dispute with all three bureaus. Point out to them that its the same account being reported duplicate times. They will then, do an investigation and if in their findings, they find, that they are in fact, the same account all three times, they will remove two of them. They did this for me after my disputes. hope I've helped. shirley


lrhall41

Submitted by imkimssister on Sat, 02/18/2006 - 19:58

( Posts: 1301 | Credits: )


Bobby, Follow the point that Shirley suggested above. You can also call your credit card company and point them the error. Tell them that your credit file is being negatively hurt because of this incorrect reporting. Get a statement of how much is the balanced owed and pay it off in easy monthly installments.


lrhall41

Submitted by david on Mon, 02/20/2006 - 10:02

( Posts: 1229 | Credits: )