credit report questions???

I believe that it does have to stay there for the 7 year reporting period no matter what, unless you can talk the creditor into removing it (slim chance of that happening).

If you disagree with the dates of last activity, I would suggest that you contact the company directly and ask them about it, or you can dispute it with the credit bureau.

I'm not sure what the stars are on the Equifax credit report, I still have not received mine from them. Maybe somebody else here will have an answer to that one!

~Mary

Contact your creditor and ask them to update your account properly. Date of last activity means when you made the last payment towards the account. In this case, the date of last activity and the paid on date should match, right?

Date of last reporting means when your creditor reported the account to the credit bureau. It seems they updated your file lately. You can also dispute the mistakes with reporting dates with credit bureaus.

You may like to call EQ and inquire what the stars represent in your report. Keep us posted.

mitsuac- i recently pulled my EQ report. IMO the stars mean current. My late payments show 30, 60,. Hope that helps. Rach

rachas thank you very much. I thought that's what it was but I noticed some where marked with a number after the ok has been paid. Oh oh. They have some explaining to do. :wink: :wink:

I finally got my Equifax credit report and I was just about to answer this question. LOL!

~Mary :)

Thanks for the update Rach and Mary :D

I wonder there are so many things on this earth that we don't know!!

But we are learning, that's the important thing :)

~Mary