What is Cease & Desisit and Revocation letter

Yeah. When I signed up with T&C they told me that they would pay the accounts in full and I would pay T&C back. But on the paperwork they gave me it said that they weren't a loan company. And I am also confused that if T&C pays the debt off, why are so many people still dealing with payday loan people still hitting their bank accounts? I am glad I found this forum and T&C but I am still nervous because I don't know all of the ins and outs.

The way it works according to my understanding is they pay a certain amount to each creditor from the money you send in until the amounts are paid in full...They don't loan anything, it's all from your money.

Any information you have regarding the perfomance of T & C needs to be directed to your counselor. They are not a lending company, but a debt consolidation company.