I owe $32,753.70 debt
Date: Fri, 03/24/2006 - 16:46
the payments. I need help but I am also trying to find the best
program
for me. Can you please give me an estimate of what my monthly payments
would be with your program? I also live in Louisiana if this makes a
differance in your figures or licensing.
Bank of America $6286.78
RBS $4511.44
Discover $5850.02
Chase $535.07
Bank of America $3244.59
Citi Bank $2612.57
Providian $9713.23
Thanks, KD
KD Welcome to the forums! If you're considering debt consoli
KD
Welcome to the forums! If you're considering debt consolidation, you've come to the right place. You can sign up for free, and get a free consultation by clicking on the link below.
https://www.debtconsolidationcare.com/free-consultation
You can also ask questions in the forums, to gain knowledge about what to do. After signing up, a counselor will contact you and speak with you about the program.
Is there a reasonable chance that, by wise financial management
Is there a reasonable chance that, by wise financial management and adequate income that you're going to be able to dig yourself out from under that pile?
You can still file bankruptcy, chapter 7 (your credit is not going to get any worse than what you've got now, because as long as you're in default on that stuff, they can keep it on credit reports, and that could last more than the time that bankruptcy would). But the rules have changed and you now have to prove you've taken an approved personal financial management course before you can file. But it might be good to talk to an attorney in your area who does that kind of work.
KD, It will be better if you ask the question to the counselo
KD,
It will be better if you ask the question to the counselor because it requires some analytical work to comment how much you will be paying monthly once you enter into consolidation program.
The counselor will first review your total debt amount, rate of interest, your income, monthly expenditure and other financial obligations. Then you will be offered an amount to pay per month. IMO, you should avail the free consultation offered by this site. Please enter your contact information in the sign up form mentioned by Mike.