Calls to employer

Have the employee send a cease and desist letter. You can find copies on this site.

i dont have use of my computer at home right now and would like to send letters out, do they work??

That's what I'm worried about. Will they call my work even though I'm with T&C and not in default yet?

Collectors can only call at place of work for verification of job or to locate the right address of the person. Debtors must send out cease comm letter stating clearly not to call at work.

fdcpa laws are applicable to collection agencies, creditors are not abided by these laws.

So is there anything we can do to stop creditors from calling our places of work. I just called T&C today because of this. They had not faxed out a proposal and my husband (he is with T&C too) received 8 calls at work from payday select. They haven't called me at work yet, but I faxed them a letter not to call us at work. For those who WANT to pay back our debt, they try to harrass and embarrass us.

Once they start receiving payments, the ratio of calls will get lowered gradually. Unfortunately no such laws are there for creditors, however if it crosses the threshold of your tolerance you can seek legal help.