Bank allowed payday debit--now I have $92 in my account

Date: Mon, 04/03/2006 - 16:32

Submitted by iloveteaching
on Mon, 04/03/2006 - 16:32

Posts: 150 Credits: [Donate]

Total Replies: 4

I am so done with my credit union! This afternoon they allowed a debit of $485 from payday max to go through my account---which leaves me a grand total of $92 in my account. Not to mention my $200 power bill that will come out tommorow! I had to run to the bank 15 minutes before they closed and fill out a penalty of perjury form. Now I don't know how long it will be before they put my money back in. I am just frustrated. If it wasn't for the kinds words and great advice I get here at this forum, I think I would lose my mind. I also sent my payment to T&C on Friday and they are still saying that it hasn't posted to my account yet so they haven't sent out payments to anyone. To top it off, I had to make arrangements with cashnet500 outside of my T&C arrangement because they said they don't work with consolidators (although the arrangements they made with me were very affordable and they were extremely nice). So, even though I am off to the right start, I remain financially frustrated. I am so tired of being broke!

hang in there...I am in the red right now at my bank, waiting fo

hang in there...I am in the red right now at my bank, waiting for items to return to the creditors so I can have my money back! I have about $80 right now...hopefully it will be about $1000 tomorrow though! Keep your focus on that happy ending when you're debt-free!!

lrhall41

Submitted by Seeing_the_Light on Mon, 04/03/2006 - 16:39

( Posts: 529 | Credits: )

Yes. Luckily I am working with one person at my credit union an

Yes. Luckily I am working with one person at my credit union and she calls the corporate office for me to get things done quickly. She has requested that they don't let anything go through the account to incur nsf charges. This is just really frustrating. I wish that I'd found this forum about 2 months ago when I wasn't so behind on everything. Now that the payday loans are getting squared away, I have to face past due mortgage payments, utilities, and other things I got behind on while paying finance charges on payday loans. The bad thing about this is that only the passage of time is going to make the situation better. I just get so frustrated because I want to fix everything I messed up right now and I can't.

lrhall41

Submitted by iloveteaching on Mon, 04/03/2006 - 16:45

( Posts: 150 | Credits: )

Have you inquired if the credit union can get the credit returne

Have you inquired if the credit union can get the credit returned to your account?

lrhall41

Submitted by stella on Mon, 04/03/2006 - 17:13

( Posts: 488 | Credits: )

I have to call cashnet 500 too to work out a payment plan...How

I have to call cashnet 500 too to work out a payment plan...How are they to deal with???

lrhall41

Submitted by erzeke1 on Mon, 04/03/2006 - 17:31

( Posts: 1145 | Credits: )