How can I become debt free

It's very simple. Put your contact information on the sign up form of this site. You will receive free counseling and the consultant will explain your options in consolidation program. You can discuss all your financial obligations with the consultant.

If you agree to consolidate your debts, you will be offered one monthly installment for all your unsecured debts. You will be paying the amount to the consolidation company and they will disburse it among your creditors.

Once the program is completed, your credit report will show the account as paid or paid as agreed. This way you will become debt free and build up a good credit too.

what can be done about secured debt, I have several car notes.

This site offers free counseling and the consultants help you consolidate your unsecured loans mainly. However, once you are in the program, you can discuss all your financial obligations with your counselor and he will help you to find some solution. Most of the time a good budgeting can help you get out of your secured debts.