Collection letter from Northland Group?

Date: Tue, 04/11/2006 - 17:53

Submitted by anonymous
on Tue, 04/11/2006 - 17:53

Posts: 202330 Credits: [Donate]

Total Replies: 8

So I was sitting down to dinner when my roommate dropped my mail on my lap. There was a collection letter from "northland group" saying that I owed "Genesis Financial" 103.00. Well actually they said they would settle for $103 in "2 easy payments" but never actually mentioned the actual amouint of the debt. Now here is where my confusion comes in... I dont owe anyone any money. No credit card debt, no cell phone debt, no car debt, no bank debt... NOTHING!. So what exactly should I do. I also got a copy of my credit report and there is no mention of northland, genesis or any outstanding debt.

Any help would be appreciated!!
Thanks!
Andrew

Mail them a validation letter, certified mail, return receipt re

Mail them a validation letter, certified mail, return receipt requested. They will then have to validate the debt through the original creditor. This may be a mistake, but don't give them any personal info about you, such as your SS#, phone number or address. If it is your account, they can get all that from the original creditor. If they cannot validate the debt, they will have to stop collection efforts, and will not be able to report it to the bureaus. Make sure you mail the letter to the address for correspondence, not the address you send payment to.

lrhall41

Submitted by on Tue, 04/11/2006 - 18:09

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Second guest is right. Request for validation. Unless they valid

Second guest is right. Request for validation. Unless they validate the debt, they cannot start collection procedures.

lrhall41

Submitted by stella on Tue, 04/11/2006 - 18:24

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Thanks so much. I am going to do that all tomorrow!

lrhall41

Submitted by on Tue, 04/11/2006 - 18:33

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is this company real they keep call my mom house and send here l

is this company real they keep call my mom house and send here letters.

lrhall41

Submitted by on Tue, 03/09/2010 - 12:39

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Quote:Originally Posted by Anonymousis this company real they ke

Quote:

Originally Posted by Anonymous

is this company real they keep call my mom house and send here letters.

if they r real customer service needs to make it easier to make payments

lrhall41

Submitted by on Thu, 07/15/2010 - 05:04

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Quote:Originally Posted by Anonymousif they r real customer serv

Quote:

Originally Posted by Anonymous

if they r real customer service needs to make it easier to make payments

they are not real,your typical bottomfeeder.

lrhall41

Submitted by paulmergel on Thu, 07/15/2010 - 05:55

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this debt is no belong to me, because it's a credit card fraude.

this debt is no belong to me, because it's a credit card fraude.I report this fraude at
Anaheim police deparment : 714-7651645
Report number:XXXXXX
let me know when you get this massage please.
removed personal information for your protection -- Goldenbast
thank you.

lrhall41

Submitted by on Thu, 03/03/2011 - 23:48

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Hi Walter. We are not Northland but a community of people tryin

Hi Walter. We are not Northland but a community of people trying to help people deal with situations that it sounds like you are in.

Get a copy of the police report, redact any sensitive information and send a copy with a letter to Northland informing them that the account is the result of identity theft, or fraud and that you expect the account to be closed out immediately and any reference to it on your credit reports to be removed.

lrhall41

Submitted by goldenbast on Fri, 03/04/2011 - 01:48

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