Thomas Bamford, Attorney...or collection agency?
Date: Thu, 04/13/2006 - 05:46
Attn's
They all say that their bill needs to be paid first. Forget about rent, car insurance, utilities, ect.... Ok, I'll run and take care of that credit card first... Consolidate and let T & C handle those wolves. If they have not yet filed suit and you have attempted to make payment arrangements, they may be complelled to accept payment arrangements if they attempt to sue you. Document all activities with them and who you spoke to. If at all possible correspond with them in writing. Do not mail them checks, they can access your account that way. Do send them money orders only.
Thanks, jmid....you know, I am a smart person, and in my head I
Thanks, jmid....you know, I am a smart person, and in my head I know what I want to say to these shmoes when they call, but when I am actually talking with them I get so flustered and emotional....it is so hard. I am so frustrated with dealing with creditors...we have a good income, and it's because of my bad financial decisions that we are in this predicament. So, I guess I feel like I deserve the hard time the creditors give me. Maybe I should call T&C...how can they help? Blessings, Melissa
T & C
If you show that you have attempted to pay this debt and they still file suit, you must go to court, and show documents that you hve mailed, who you spoke to, and they still have to treat you with some respect. They still cannot threaten you with arrest. Call T & C, see if they can help.
Quote:They say they are an attorney's office and that they are n
Quote:
They say they are an attorney's office and that they are not a collection agency, therefore they do not need to set up payment arrangements, they can demand payment in full or file a suit. |
That's crap. They can say they are calling from an attorney's office and still be telling the truth, but only be calling frmo a collection agency since the collection agency is owned by the attorney. You can still negotiate with them if you're dealing with circumstances. Don't let them beat on you, they're not above the law and they can't not negotiate something feasible with you.
Since they are collecting debt for others, they fall in the cate
Since they are collecting debt for others, they fall in the category of third party collection agency. So they should follow fdcpa. See this thread for some more information on Thomas Bamford Law Office-
http://www.debtconsolidationcare.com/forums/bamford-lawoffice.html
And just remember that the entire collection talk off is just sc
And just remember that the entire collection talk off is just scripted hot air and you have nothing to fear from it. When you're in a financial bind, your priorities change, and you can't take food out of your families' stomachs or take a roof off your head for the sake of some debt and a bunch of minimum wage hot air losers. Pay what you can TO THE ORIGINAL CREDITOR and no harm will befall you. Even if it's just $50 per month, it shows intent and no legal action can be taken against you.
In the meantime, get to work on your cease comm.
Bamford
Take a look at the Free Cease Communication Letter at the bottom of the Homepage.
Also be aware of the following advise by credit expert
[color=red]Duplicate content and link removed as per forum rules - Mike[/color]
Bamford
There is a web site of a certain person called "America's Consumer Credit Expert." If you use those words in a google search it will come up with it. There is a free letter there you can download.
It mentions Thomas Bamford specifically as one of the worst debt collectors, but it is mispelled as Barnford. It's the same agency though. There is good advice there but I don't want to duplicate it here.
Geez...
mr bamford
i have the same problem. i always keep a phone number that i randomly pick out of the yellow pages for this guy. so far i've given him an escort service and the county DA's phone number. sooner or later he'll give up.
mr bamford
P.S. i am not in debt to anyone. i recently moved and comcast assigned my current phone number at random. it seems the previous users of this phone number deanna and jon muller owe some money. mr bamford keeps calling me looking for them. of course i've never met the people, but try telling that to lord bramford of idiot.
thomas bamford
i settled on a debt with these people...speaking with a woman named ms. deppie. According to the people I had the debt with I still owe them more money than the settlement paid. What can I do?? I try to call the law firm back throughout the day, everyday and it says "all circuits are currently busy plase call again later"
TK Bamford
I am deeply sorry you had a bad expierence with Tom.I cannot verify for sure if this is the right Tom Bamford, but I will say this. Tom is My Uncle who passed away and was buried Friday, July 10th. It may not have been his law firm but the collection agency that hired him. Im not sure what he was doing during that time frame, but for him to be rude is not his forte. As his nephew I can only say to you, Im sorry this occured.
where are they?
i have been trying to get a hold of this company but i have a number that no longer works. its hard to pay a company if you cant contact them? right???geez.some law firm!
and according to my credit report it has not been resolved altho
and according to my credit report it has not been resolved although i have a credit card statement and conf# saying I gave them $5000!!! What can we do?? Did I get scammed or what??