State Loan Terms

Alabama
$500/ 10-31 days
17.50%
36%
Alaska
$500/ Min: 14 days
$5 + the lesser of: $15 per $100 or 15%
36%
Arizona
$50-$500/ Min: 5 days
15%
36%
Arkansas
$400/ 6-31 days
$10 fee + $5 origination fee + 10% (personal check or money order); or 5% if check is public assistance; or 6% other checks
17%
California
$300/ Max: 31 days
15%
30%
Colorado
$500/ Max: 40 days
20%: $0-$300 + 7.5%: $301-$500
36% or $30
Connecticut
$17 per $100; add-on
Delaware
$500/ Max: 60 days
NS
No cap
D.C.
$50-$1000/ Max: 31 days
10% of face amount + fee of $5: $0- $250; $10: $251-$500; $15: $501- $750; $20:$751$1000
-24%
Florida
$500/ 7-31 days
10% + verification fee
30%
Georgia
10% precomputed + 8% fee
Hawaii
$600/ Max: 32 days
15%
14% precomputed interest or 24%
Idaho
$1000/ NS
NS
No cap
Illinois
lesser of $1000 or 25% gross monthly income/ 13-45 days
$15.50 per $100
No cap
Indiana
$50-$500 (not to exceed 15% of borrower's gross income)/ Min: 14 days
15 %: $0-$250; 13%: $251-$400; 10%: $401-$500
36% or $30
Iowa
$500/ Max: 31 days
$15: $0-$100; $10 per $100 thereafter
21%
Kansas
$500/ 7-30 days
15%
36%
Kentucky
$500/ 14-60 days
$15 per $100
36% precomputed
Louisiana
$300/ Max: 30 days
the greater of 16.75% or $454
36%
Maine
30% + fee: $5-$25
Maryland
33%
Massachusetts
23% + $20 administrative fee upon the granting of a loan
Michigan
$600/ Max: 31 days
15% of $0-$100; 14% of $101-$200; 13% of $201-$300; 12% of $300-$400; 11% of $400-$600 + a database verification fee
25% plus a loan processing fee of up to 5% of the loan amount up to $250
Minnesota
$350/ Max: 30 days
$5.50: $0-$50; 10%+$5: $51-$100; 7% (min. $10) + $5: $101-$250; 6% (min. $17.50) + $5: $251-$3505
33%
Mississippi
$400/ Max: 30 days
18%
36%
Missouri
$500/ 14-31 days
NS6
No cap
Montana
$50-$300/ Max: 31 days
25%
No cap
Nebraska
$500/ Max: 31 days
$15 per $100
24%
Nevada
25% of expected grossmonthly income/ Max: 60 days
NS7
No cap
New Hampshire
$500 / 7-30 days
NS8
NS
New Jersey
30%
New Mexico
No cap
New York
25%
North Carolina
36%
North Dakota
$500/ Max: 60 days
20% + databasing fee
30%
Ohio
$800/ Max: 6 months
5% per month + scaled origination fee
28%
Oklahoma
$500/ 12-45 days
$15 per $100: $0- $300; $10 per $100: $301$500
30%
Oregon
Max: 60 days
NS
No cap
Pennsylvania
$9.50 per $100 (discounted interest) + $1.50 service charge per $50 not to exceed $150
Puerto Rico
15%
Rhode Island
$500/ Min: 13 days
15%
36%
South Carolina
$300/ Max: 31 days
15%
$2.50 per month on amount up to $150; $25 per $100 on amount of $150-$600; add-on interest
South Dakota
$500
NS
No cap
Tennessee
$500/ Max: 31 days
the lesser of 15% or $30
24%
Texas
7-31 days
$10 + $4 per $100
$18 per $100 up to $300; add-on interest
Utah
NS
NS
No cap
Vermont
18%
Virgin Islands
26%
Virginia
$500/ Min: 7 days
15%
36%
Washington
$700/ Max: 45 days
15%: $0-$500; 10%: $501-$700
25% plus a loan processing fee of up to 4% of the loan amount
West Virginia
31%
Wisconsin
No cap
Wyoming
1 calendar month
the greater of 20% or $30
36%