On my way...
Date: Tue, 04/18/2006 - 10:53
I have moved my direct deposit to a second checking account and closed my bank account at Bank of America today. It will be closed permanently as of midnight!
I am going to send the retainer fee to T&C when I get paid on Friday. Most of my loans will try to debit on Monday, so hoping that T&C will contact some of them on Friday.
The only PDL I am not going to use T&C for is Sonic Payday...just don't want the hassle I had last year when I tried to get rid of them. They demanded that I pay it in two lump payments. I have a $700 loan with them, which I now will be able to take down $100 per paycheck since I will be consolidating w/T&C.
I called Cashnet 500 today to give them my new banking info b/c I only owe them $100 and wanted to pay them in full this pay cycle. When I explained that my new direct deposit won't kick in until my FOLLOWING payday and that I will receive a paper check in the mail over the weekend...therefore, I needed my payback date moved to Monday just this once. They REFUSED! Pissed me off that they didn't work with me, so think I'll just let it bounce back to them and just pay them off. Geez people...I'm asking for an extra day and offering to pay you in full!!
Here are the ones I'll be sending to T&C...anyone have any experiece:
GW Financial
ameriloan
Worldwide Cash Now
Premier Processing
Platinum B
Cash Doctors
Cash Advance Now
Going to call T&C now and give them an update...wish me luck!
Congratulations. It seems you did lot of home work and have thou
Congratulations. It seems you did lot of home work and have thought about your finance. You will definitely get it back, all the best.
Now that BofA has put my bank account on a "deposit only" status
Now that BofA has put my bank account on a "deposit only" status pending total closure at midnight tonight, I FAXed revocations of authorization to ACH the account + told them to contact me only via e-mail or US Mail until they hear from T&C tomorrow or Monday :)!!
I have already heard back from CA Now. Sent me a threatening e-mail regarding legal action...yada yada. Responded that I acknowledge the debt and plan to pay it in full and that T&C will be contacting them as per my FAX. Haven't heard back...they aren't even scheduled to debit the next fee until Monday, so I'm not even "technically" in default until then.
That was a perfect move on your part. Also inform your counselor
That was a perfect move on your part. Also inform your counselor about this email. Keep us posted.