Collection agency is not on credit reoprt

Date: Wed, 04/19/2006 - 14:33

Submitted by anonymous
on Wed, 04/19/2006 - 14:33

Posts: 202330 Credits: [Donate]

Total Replies: 3

if an item does not show up on your credit report how can collection agencies be calling constantly and what can we do

also there is on listing and it says written off but acollection agecy is calling on it

Two similar posts are combined-Mike

Well if the collection isn't on your credit report, this is a GO

Well if the collection isn't on your credit report, this is a GOOD thing...If it's a valid debt, you can pay it off and it won't effect your credit score.

My debt with T-mobile, being collected by Bay Area is not on my credit report, and I made arrangements with them to NOT report it since I'm making payments to it.

Same with a couple of medical debts.

lrhall41

Submitted by Jessi on Wed, 04/19/2006 - 14:35

( Posts: 3361 | Credits: )

Jessi is right about about the items not reported on your credit

Jessi is right about about the items not reported on your credit report. As for the item that is written off, it sounds like it is charged off by the original creditor. A collection agency probably bought this debt from the original creditor and is now trying to collect on it.

lrhall41

Submitted by dmj210 on Thu, 04/20/2006 - 07:57

( Posts: 123 | Credits: )

Also check the SOL of the debt. If it is past SOL, paying a dime

Also check the SOL of the debt. If it is past SOL, paying a dime will start the clock again.

lrhall41

Submitted by stanley on Thu, 04/20/2006 - 11:22

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