Direct Lending

Elisia,

Check your bank account and see if the company has already deposited the money into your account. You must sign the contract and accept all the terms and conditions in writing before you have the loan amount.

Most of the loan scams ask for an upfront amount also. Do not send any money if you are asked. You will never be able to locate the company after you have paid them. Needless to say, the loan amount won't be there in your account.

David,

Thanks for responding and for your knowledge. First of all I see no reason to give them my bank info, if they ask I will wonder! I don't trust these lenders and the background I find on this place is all via their website, and you can't believe everything you read. Believe me I got myself caught up in the pay day loan game!!!:0)

You mentioned that they do not give you a loan amount until I sign the application, I filled an application out online and they have called me regarding it explaining I would be approved for $6000. I will never send money to get money! I learned of those scams when I had a temporary job at the Attorney General's office. I obviously need money how are they going to expect money from me!LOL!

Thank you again

Daniella

Hi Daniella

It's so nice to feel that you are well informed of such scams :) Now, I can relax a bit.

However, I am sad to hear that you are going through a tight monetary situation. Try for a job if that can help you a bit.

elisia_louise, do you or anyone else out there have any contact information on Direct Lending? I was thinking of looking into this to help my current situation. How did it work out anyway? I would like to have someone feedback from someone that has used them before.

If anyone knows of any legit companies out there that give loans to people with bad credit, it would be greatly appreciated if I could get some contact information.

Elisia_louise, did you ever find out more about this company.

I have no clue on the company what so ever. I asked them to mail me the paperwork, and explained I would rather do everything via mail rather the phone and I have not heard back. So I guess take it how you read it! I can't say from my experience they are a bad company...but at the same time that was not very professional of them.

I recommend to all to stay away from payday loans. They are a gaurenteed loan however it will be impossible to pay them back...not impossible but not worth it! Some company's are not even based in the USA even though they say they are. Being that they are based in another country our country's rules do not apply..like harrassment at work by a payday loan company is ok..you can't file harrassment charges you can't write a cease and desist letter..believe me it is horrible..I thank gosh that I answer the phones at my job or I surely would have been in trouble and embarrassed by this one payday loan company..

I am done with my rant for now. But to answer the one question I have no clue who a good lender would be for a bad credit loan...the only people I could ever get approved by are the payday people and that is bad news!

ameriloan is located in Miami, Oklahoma. their phone number is 800-362-9090. If you think you have been defrauded, PLEASE contact the FBI at their web address:
https://complaint.ic3.gov