Payday loan - check n go

I have worked with a few. Some will be willing to negotiate. Some won't. I would defenitely try to negotiate if you have made some payments on it. Some are more difficult to work with than others. I always at lease try to negotiate a lower amount and explain it in writing and ask they send there repsonse back to me in writing.

Any creditor should be able to give you a statement showing the complete calculation of interests and other charges added to it.

Before they add any charges, it should be clearly mentioned in the agreement contract. I will suggest you to review the contract and compare the charges put in your account.

Are they telling you because its a bad check, they can get triple damages? For the most part, that's not true. Its not a bad check because they knew you didn't have money in your account when you wrote it and they will not prosecute it as a bad check. This was what I was told by a lawyer in Ohio. Its considered a loan. Write them and make payment arrangements as suggested. Make sure you keep all your documentation that you paid. I had Check N'Go come after me several times after I had paid them off and the only thing that saved me was having the receipt that I had paid.

You need to look at the original payday loan contract you signed. That should have a fee & interest schedule for you. The laws differ from state to state and municipality to municipality.