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Ameriloan threatened to garnish my wage – what to do?

Date: Wed, 09/14/2005 - 10:58

Submitted by anonymous
on Wed, 09/14/2005 - 10:58

Posts: 202330 Credits: [Donate]

Total Replies: 79


Has anyone dealt with ameriloan? I just got a call from them that says I defaulted on a loan from March and they were reviewing the account at 5 pm today. I told them I thought it had been paid and he said it hadnt. I asked if I could call him back tomorrow after I have time to get home and check. He told me I could but I had to call back first thing and pay it off or they would fax the info over to my HR to have my wages garnished. He asked if I had ever been to court for nonpayment of a debt and if I currently was having my wages garnished for anything. Also, if my HR department was in this same office. I told him I had not been to court and was not having anything garnished and I was the HR department. He said thats fine I will just have to verify your income if I dont hear back from you and he would fax that over to my HR dept. My question is, I really think its paid, but if it isnt and I havent heard anything from Ameriloan payday loan. (I swear I havent) Can they call me up out of the blue and have my wages garnished that quickly without ever having notified me? If it really isnt paid. I will be more than happy to pay it but I wont be able to pay it in one amount.


i got an ameriloan account and they didnt send me a email on my account info how do i get that info


lrhall41

Submitted by on Tue, 08/07/2007 - 02:30

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I had a loan with them also but they work with you on payment arrangements


lrhall41

Submitted by on Sun, 08/12/2007 - 11:05

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i took out a loan with these people and i emailed them and told them to stop taking it out of my checking account and they ignored my emails now i have alot of overdraft fees and they was taking out 75.00 + 50.00 everyweek. And i dont have a number where i can reach them, so does anybody have there number?


lrhall41

Submitted by on Wed, 10/10/2007 - 11:32

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ameriloan
Phone: (800) 362-9090
Address: 3531 P St. NW
Miami, OK 74355


lrhall41

Submitted by cannr on Wed, 10/10/2007 - 13:20

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I took out a $200 loan with ameriloan thinking I was going to pay it in full on due date. To my suprise they just took sixty bucks. I'm contacting them right now b/c this is crazy. The # is 800-362-9090.


lrhall41

Submitted by on Fri, 10/12/2007 - 04:54

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you guys are idiots, i used ameriloan 1x and all the information that you are requesting is in front of your face when they email you with your contract..... banks being frozen, multiple loans, not paying your loan, is very irresponsible, and hope they do garnish your wages, whats the point in getting a loan from them or any other company if your intensions is not to pay back your loan, is a set up for failure, sored of like a dead beat dad who pays no child suppport.... :oops: :oops:


lrhall41

Submitted by on Tue, 10/16/2007 - 11:37

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Y guess first of all sored is not a word. Second of all how dare you say we are not paying back our loans. We are all paying back what we legally owe. No one here is running away from their debts. I am glad that you only needed the financial help from ameriloan once. How fortunate for you. Thank you for judging us,Now Vanish


lrhall41

Submitted by kashzan on Tue, 10/16/2007 - 11:41

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I have taken three payday loans out. One with united cash loans, big loans, and who knows who the other one is with. I did not even know i was getting this loan. I paid united back $320 for a $200 loan. They stated that i still owed them $195. The other two loans i never paid anything on, due to money taken in and deposited out of my account. I called big cash loans and asked them for their address to send them a cashiers check on the balance due to me closing my checking account out. They stated that they could not do that, they only could take it out of a checking account. I got to checking on the interest rates and it was 790 to 998 apr per month. Big started harrassing me at work, my supervisor got involved and told them if they continued to call me at work that i would be terminated. They kept calling. I believe in paying what i owe, and i tried with a cashier's check, but they would not accept. I have decided that after all of the harrassement (26 calls from 8:30am until 11:45am) that i was not paying them one more dime of my money. I would just go to jail if i had to. I know that sounds drastic but they deserve every bit of what they get. Belinda in texas


lrhall41

Submitted by on Fri, 02/01/2008 - 13:46

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ameriloan is the hardest company to get a hold of. I borrowed money from them months ago and couldn't find information to change my account information. I did not hear anything from them until my account was deliquent. For all who are in my position- the number is 800-404-9026.


lrhall41

Submitted by on Tue, 02/19/2008 - 07:55

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ameriloan
Phone: (800) 362-9090
Fax: (800) 475-1379
Address: 3531 P St. NW
Miami, OK 74355

UNLICENSED/ILLEGAL


lrhall41

Submitted by cannr on Tue, 02/19/2008 - 12:44

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have gotten way over my head and they threaten all the time. my problem is thier calls to work place i am not allowed them and they keep calling and bosses are mad at me. for it is there a way to get them to stop calling my work?


lrhall41

Submitted by on Mon, 03/17/2008 - 10:55

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They keep calling my job too, and keep sending me emails. I have mailed a letter to them stating that I have overpaid them and would like my account marked PIF and I have sent it via email also. They keep sending me an email saying that it is in Final Collections and that I have limited time to respond. I've been getting a email almost everyday and they've been calling. They act as though they have not read my letters. I would like to get it resolved before they send me to one of these shady collection agencies, because I've been dealing with them too (Phoenix debt management, Legal Mediation Practices) for other payday loans I have defaulted on. But I am tired of all the threats and rudeness.


lrhall41

Submitted by on Tue, 03/18/2008 - 11:41

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guests, have you filed complaints against them with the BBB, the FTC, and your state AG? You need to file complaints. Also, you need to keep informing these morons that you will ONLY communicate via email - no telephone calls. I wish I could say they will never call you again, but I can't. Try sending them a C&D Letter (but they are already illegal, they may not pay attention to it), and file complaints against these guys.


lrhall41

Submitted by cannr on Wed, 03/19/2008 - 09:42

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Thanx for the info. My sister took out a loan but was never able to contact for payment arrangements due to no phone number.She tried two other numbers that didn't work.Hope this helps 'cause she's tired of being penalized. :!:


lrhall41

Submitted by on Thu, 06/12/2008 - 10:33

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took loan out months and months ago for 300 loan has to be paid yet i cant contact them to stop payments retired chief petty officer lowell d horgen please advice


lrhall41

Submitted by on Tue, 12/16/2008 - 23:07

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I have a loan with ameriloan and i recently lost my job but i wish to set up payment plans with them but i do not hant them to send them a check because they will have my checking account number and I was think of just doing money orders do you have a phone number and address to send tis out. I am now working again and i want to get back on track with this and don't want the harrassing phone calls anymore


lrhall41

Submitted by on Wed, 03/04/2009 - 12:34

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I suggest you contact an attorney versed in these matters. First of all if the loan is over so many years and they have not contacted you in all this time they may not be able to do anything. Secondly I have heard that Ameriloan purposely doesn't have any way for you to contact them so that they can get extra money from you as you "defaulted" on your loan. So instead of asking here on line I say consult a lawyer who knows the laws better than us "laymen". I did and she is going after them since they sent mine to a collection agentcy who called my daughter's cell phone trying to contact me. When we attempted to call them to find out what they wanted, they were rude and talked over us so that we could not get any information from them. Their tactics are appalling and laughable at the same time.


lrhall41

Submitted by on Sat, 03/14/2009 - 20:32

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I NEED MORE INFORMATION CONCERNING YOU GUYS. CAUSE IT INCREASED MY NSF'S WHICH GOT ME DISAPPOINTED AS WELL GOT ME MAD. IF YOU GUYS ARE THE RIGHT PEOPLE WHICH I GAVE INFORMATION OUT TO. PLEASE HOLD ON A MOMENT UNTIL I FOUND WHATS GOING ON.


lrhall41

Submitted by on Fri, 08/07/2009 - 16:50

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Quote:

Originally Posted by Anonymous
We didnt apply for payday and they still tried to send there damn fee tru our checking accout causing a overdraw on our account Iam going to file an complint with they att,general office unless our money and they over drawen charges are returned thank you
do it today !!!


lrhall41

Submitted by on Sun, 09/27/2009 - 10:35

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I today had to freeze my bank account due to alot alot of fees through these payday loan company they take advantage of people who don't have money!!!!!!!!!!!!!!!!!!!!!!!!!


lrhall41

Submitted by on Tue, 11/03/2009 - 17:57

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I think these type of companies should be put out of business. They are taking advantage of a very poor economy. People that borrow money are in dire straights - but we are honest people that don't mind paying a fair interest on a loan. But don't take advantage with these outrageous interest rates. They threaten us with legal action - maybe our senators should take a look at their business practices - they are worse than any Madoff ponzi schemers.


lrhall41

Submitted by on Sun, 11/15/2009 - 12:32

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Ameriloan is a scam I got a $300.00 advance from them was under the impression they were to take it out of my account in 3 payments. I have paid $625.00 already and they say I still owe $260.00. WTF... I am contacting my bank and letting them know they are un-authorized charges and hopefully won't have to close my account.


lrhall41

Submitted by on Wed, 11/25/2009 - 00:22

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HI the number to Ameriloan is 1 800 362 9090.. They did the same to me too. 75+50 and now my checking account is always in the negative


lrhall41

Submitted by on Sun, 02/28/2010 - 13:19

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