866-331-6161 Ext 211 Mrs. Bog

this is as&associates

here is their website
rg I apreciate your dedication to helping,but please follow our board rules when posting active links.Cajunbulldog

i would also keep these nasty messages as this is a violation under the fcra.

I just recently dealt with A.S&Associates.... 1-866-331-6161 X 208- Greg Patton.....This man is a real piece of work...I got a pdl from National Money store. I paid back several roll overs to them and this man called me last week at work and told me that I was going to be charged with internet fraud/ and told me that I had no intention of paying it back. I asked what the loan balance was and he said it was $ 572.50 for a 300.00 loan. This was AFTER I paid back NMS several times over..He was really nasty and told me that I was under "investigation". My case number was my SS#. After fighting with him on the phone I told him to send me something in writing. He refused at first. I said send me/fax me validation and I'll have my attorney call you. He said give me your attorneys number and I'll call him. I said I dont think so. He hung up on me. 3 days later I get the fax with the balance that is NOT accurate. I did some research on them and found out that NMS is not licensed in my state to give loans. NMS has SEVERAL complaints against them for their tactics. I sent them a CEASE AND DESIST letter and told them I would rather deal with NMS. I also filed a complaint against them. Havent heard a word since. I would do some figuring and see how much you have paid back...if they call again ask for validation, and if you have paid it back then they can take a hike. This company is NASTY!

and one more thing...Do not take their threats to heart because all they are is threats. They use these intimidation tactics to try and get money out of you when the truth of the matter is...they are the ones who should be under investigation. I would save all messages from them and file a complaint with your Attorney General

These people are the absolute worst of the worst, debt collectors. They can NOT do anything more than threaten you, they are an overseas outfit that has NO legal ground to stand on. They can not do anything to you, except use words to try and scare money out of you, ignore them and hang up the phone. You don't have any pdl loans out at this time with your current bank information, do you?

Can you clarify what "really nasty message" means. The law states the only information a person can leave in a message is the collectors name, the name of the company and the phone number where the collector can be reached. Send them a cease letter and request a validation at the same time.

...and save the voicemail message.

imadebtcollector, if you put A S & Associates into the search box in the upper right hand corner of this forum, you will come up with numerous topics on this company, non to pleasant at that. Just sayin'. :)