A.S. Associates out of Houston TX

Following data has been procured from the Better Business Bureau:

A.S. & Associates
1014 Uster St
Mobile, AL 36608
Mobile County
(251) 554-8218
(251) 634-8218
(334) 554-8218

A.S. Associates
1112 North La Brea
Inglewood, CA 90301
Phone: (310) 412-1189


A And S Associates
165 Citation Court
Suite 101
Birmingham, AL 35209
Telephone: (205) 942-4007

Did you ask them to give the details of your accounts? All the threats given to you by Henry are parts of unfair and illegal collection practices done by them. I am pretty sure about it that you won't have any charge against you in the police station.

However, it seems that you are willing to pay the debt. Just have a talk with the representative and express your desire that you want to pay the debt and that you are interested in obtaining the details of it. The fdcpa law supports that the debt collection should be practiced within the fair lines. Use your consumer rights if you find anything happening unfair to you.

Regards
Roxette

there is also one in houston and they are nasty, found out from Houston Attorney General that they are a collection agency even though they say they are a check recovery center, Same thing
AS and Associates
16350 Park Ten Place #100-1
Houston, TX 77084

They called me and scared the living daylights out of me. I started researching and realized it was all a big scare tactic.

The next day when he called I told him I had already turned myself in to the police station to avoid the the embarrassment of being arrested.(i was lying of course)

He was shocked. I further told him that the detective at my local police agency told me that there was no debtor's prison and I could not be arrested. I offered to make a payment arrangement and he declined.

I asked him was it true what the "cop" told me about not being arrested for a debt. He responded that he had to leave he had a call.

I reported them to th FTC & BBB.

don't let then scare you. and get with T/C ASAP for some relief!!

I got a call from this company today from someone that claimed to be an investigator. They claimed that they are going to file charges against me. Is there any way to compain about their scare tactics?

You should complain to your state's Attorney General, Texa's State Attorney General, the BBB, and the FTC. These are illegal collection tactics.

Thank you! Is there anything I need to do, like record a conversation or anything like that?

You should find out your state's law regarding recording conversations, in some states it is a misdemeanor and others a felony and huge fines. So find out your laws first. I will post a link to do that. hold on.

Guest - be careful about recording phone conversations. You will need to find out first if doing so is legal in your state.

Don't let the "downloading affadavits" and "sending police to your work to arrest you" threats scare you - many payday lenders and collection agencies try this tactic - it's nothing but that - a scare tactic.

Oops! I will be careful of that. How do I prove that they are using illegle collection actions other than my word against theirs kind of thing?

Here's the link to check your state's laws regarding taping conversations:
(http://www.rcfp.org/reporters-recording-guide)

AS called my wife with a new director GREG PATTON. Thanks to all of you for your help. We stuck it to him.

AS called my wife with a new director GREG PATTON. Thanks to all of you for your help. We stuck it to him.

Called PDL about Pre-approved Loan Offer (was phony) and was told by Rec to call AS toll free #.
Was told by David at AS that PDL had 2 Bad checks from 2006 and were trying to locate me to have me ARRESTED FOR FRAUD!
Said I owed over $800 (Loan was $200).
Scared me so I told him I would pay $100 by Debit Cd today and make Pmt arrangements for rest. Willing to pay fair amount on a reasonable time table, but I know giving them any Banking info would be a BAD idea!!! Any advise?

Called PDL about Pre-approved Loan Offer (was phony) and was told by Rec to call AS toll free #.
Was told by David at AS that PDL had 2 Bad checks from 2006 and were trying to locate me to have me ARRESTED FOR FRAUD!
Said I owed over $800 (Loan was $200).
Scared me so I told him I would pay $100 by Debit Cd today and make Pmt arrangements for rest. Willing to pay fair amount on a reasonable time table, but I know giving them any Banking info would be a BAD idea!!! Any advise?

Just received a call from Mike Todd at AS & Associates. He was very rude and you could hear other people from the office yelling at people on the phone. They wanted money right away or I would be arrested. Can they do this? They also said that they sent a Registered Letter that I never got. HELP

I receview a call from Richard which i think was his name cause I could not understand what his name was, but his last saying I owe from this payday loan and wanted to talk to payroll and my supervisor regarding this, but i had better call him back asap. I called the next morning and left a very nasty message on his voice mail. Said I wanted somethingin writing, that this was per my attorney(which I do not have one) but I have never heard back. But the next week I got a call from some different number saying the same thing, I called them back and left the same message, then yesterday another different number saying the same thing, I have told all of them they have to send something in wirting to me to show I owe this debt, but they never have. That is when i figured this was a scam