Points discussed in the counseling

Hi Mrs. Rose

Welcome to the forums.

You will be able to devote more time in the counseling if you have the names of your creditors, their phone numbers, account numbers, balances, interest rates and required minimum monthly payments for each account readily available. If you have the recent statements, it will be more than helpful.

It is necessary that you give the accurate information about your accounts. The creditors might object including any of the accounts in the program if it is inaccurate.

Regards
Roxette

What should I do if I don't have the balances for the accounts I want to consolidate? I have account numbers and who I owe the debts to, but I don't have the latest balances and for some I don't know the required minimum monthly payment.

Welcome aboard!

It would have been better if you had all the required information in hand. But since you are not having the latest statements of some accounts, the consultant will take the initiative to gather all that is required.

Regards
Roxette