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numbers keep showing up on caller id

Date: Thu, 11/17/2005 - 14:34

Submitted by Not so Lucky
on Thu, 11/17/2005 - 14:34

Posts: 3041 Credits: [Donate]

Total Replies: 18


These two numbers keep showing up on my moms caller Id. We have done some seraching and can't find out who the numbers belong to. When she gets home from work each night, these numbers appear at least 5 times a piece. Does anyone know who they belong to?

800-293-1486
800-298-8131


I too have received phone calls from this number. The call is First Credit of America and claims to be a collection agency. They have repeatedly called me about a debt that I do not owe despite my explaining to them that I am not the person they are looking for. I have googled the company and saw some information that seems to indicate that they are not a reputable business.


lrhall41

Submitted by on Wed, 11/23/2005 - 16:55

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kodi113

You should send a debt validation letter to First Credit of America. If they are contacting you for some debt, they need to authenticate it first. They will have to provide you with all the necessary details about the origin of the account, the calculation of interest charges, and copy of the agreement letter with your creditor.

They should be able to serve you these documents first before continuing any collection practices. If they can't and keep calling you, I will list down all the dates and time of their calls being made along with the name of the caller. Tell the person that the call is being recorded and you wish to present it for legal actions against them. It is a violation of the fdcpa law to call you up even after sending the debt validation letter.


lrhall41

Submitted by ben on Thu, 11/24/2005 - 10:10

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I just had the phone calls from them like 10 minutes ago and I am in the process of finding out what legal avenue to take against them. I tried rationally explaining that they had the wrong number and after much attitude and such from them....I basically told them to screw off and hung up. He had the nerve to call me back and ask me if I spoke to my husband that way. That is harrassment for them to keep doing this not to mention fraudulant.


lrhall41

Submitted by on Wed, 11/30/2005 - 08:07

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qntffjo

Take the legal help if these calls are not stopping. Talk to your lawyer and file a class action lawsuit against them. You can also start recording the phone calls with dates and time. Inform the caller that you wish to present these details to your lawyer and file charges against them. The legal actions will keep them in the best of their behavior.


lrhall41

Submitted by ben on Wed, 11/30/2005 - 10:17

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KarmPolice

Thanks for highlighting the point. But if you read my posts once again, you will realize that I mention the point 'inform the other caller that the call is being recorded..'. If the caller continues with the conversation after knowing the fact, it means that he has given his consent to the recording. Does the person has to wait for the CA to say.."Yes, please record this conversation for legal purpose...." I doubt it.


lrhall41

Submitted by ben on Thu, 12/01/2005 - 10:54

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KarmPolice

I understand it from your post that you also don't want consumers to get into trouble. It's all about awareness and proper exercise of the consumer rights that can make this world debt free.

To all the people who have some unpaid accounts, talk to your lenders and make payment arrangements with them. If you call them first, you will get most of the benefits from them. If they call you, it makes a bad impression and leads to all sorts of harassments.

We all go through hard times and lenders also know it very well. Therefore, it is very important to place the call. Let them know that you have every intention to pay it and all you are requesting at this time is some kind of arrangement. This will definitely give positive results.


lrhall41

Submitted by ben on Fri, 12/02/2005 - 11:18

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They belong to First cedit of America. A bogus company that will try and get money from you saying you are collections with them when you have nothing to do with their company, watch out


lrhall41

Submitted by on Tue, 08/01/2006 - 11:18

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lrhall41

Submitted by on Sun, 03/09/2008 - 04:21

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lrhall41

Submitted by on Tue, 03/11/2008 - 07:46

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