Drowing in payday loans and bills

Girl, you did the right thing by signing up! :wink: Next, Close your account and open a new one. After that, sign up for debt consolidation most places can handle ANY unsecured debt. (read; payday loans, medical bills, credit cards & etc.) That's a good start. If you need anything else there are 34,471 Members and more every day. All you have to do is ask and we'll help in any way we can. :D

A consultant will be calling you shortly for discussing on your debt accounts. He will combine all your bills into one single payment and offer you a lower pay off. A consolidation program can be an option for you because all the accounts will be brought current and you will be able to pay them at lower interest rates. Besides, most of the financial charges and late fees can also be waived off.

Send all your monthly payments under the plan and your credit will start improving gradually. Never take a payday loan in the future because it never helps. Instead, the financial problems are elongated.

Go through this forum and you will find many others in similar situation, including myself. We are trying to fix our problems after hearing from others. You will relate yourself with someone at this point and anticipate your future.

Thanks to those who replied. I've been reading around everyone elses stories and find it amazing how many are in the same boat as me.

I already sent a fax to my bank to change my account #'s - 1 step.

I'm collecting payday info to contact them myself, explain my situation and make arrangements. Otherwise I've received a few calls from credit counseling places (need to research this some more).

Does anyone have the telephone numbers for the following companies?
Capital Cash Advance
Arrowhead Invest
GenevaRoth Vent
Magnum Z

Capitol Cash Advance
Phone: 706-217-2274

Arrowhead Investments
866-355-7308

Read this thread for information on Geneva Roth

http://forums.debtcc.com/forums/about11233.html

can you please send me information on how to consolidate my loans, last payday because of extensions I didn't have enough to pay my rent and had to reborrow. how can i get out of it is there a company that can help consolidate. I have two children and found out that I am pregnant and have no where to turn

Girl, I have been where you are. Literally. Someone will be contacting you shortly.

BTW Congrats on the new baby and consolidating before it's too late.

thanks

Hi wedwards

Your id shows the registration done on 31st March. Someone might have called you during that time and you missed it. Try to submit your contact info at the sign up page again. The consultant will receive your contact info for counseling. Use a different email address as the previous one is already there in the system. It won't let you sign up.

I need help dealing with online payday loans...
I have contacted a few consolidation places and was told that NO ONE deal with payday loans... can someone suggest a few places for me.
I have many payday loans as i got caught in a cycle and used one to pay another after I lost my job.
I have been slowly paying them off but I have had several collectors or agents call and threaten me and I am not sure what to do. Can I use a consolidation JUST for one or 2 credit cards and payday loans?

Does anyone know the process that will be taken before litigation starts. I can not pay these all at one time and of cource that is what everyone is demanding. Before they went bad, I was paying all of these and then my check book got stolen. My account was closed, and many of them do not have legit contact numbers so they could not be contacted, so I started getting calls.
I do not have too much other debt now as I have working to pay off debt. but I do not have good credit so I am not sure how to approach this... how
to take care of it and stop the calls.
When i get calls should i then ask for validation or shold a ask for it now?
This is all overwhelming...
Please help any that you can!
Thanks kristi

The first thing you should do is join here. When you do, someone who CAN help you with those pdls will contact you in a few days. Beleive me it's worth the few minutes it takes to sign up to be free of those things! :wink:

Does anyone have an address or phone number of GenevaRothVent?

Geneva Roth Ventures
P.O. Box 148
Shawnee Mission, KS 66201
800-351-8820 ext. 247

It feels better to realize that I am not alone. However, I realize that I need help getting out of this sink hole. Similiar to everyone else, I had one loan which led to another and led to another. As it is, my paycheck barely covers the interest/finance charges that are being assessed every two weeks. I would like to consolidate these numbers PDL loans into one payment that will not leave me gathering change each payday. BUT...my husband is active duty and any "negative" financial actions (collections, garnishments) could impact him at work so I have to be extremely cautious of what I do. Can anyone offer any guidance? I did a quick tabulation, and if I continue to pay down these loans per their prescribed guidelines, I will have paid over $10K by the first of the year! :shock: This is hard earned money being thrown away and I want it to stop! Thanks for your help and support!

Welcome to the forum! :D We're glad you are here! Someone will be contacting you shortly who can answer most those questions for you. In the meantime, I can tell you that consolidating now rather than later will help you avoid collections.

Hope this helps! :wink:

i am really in trouble with payday loans, i dont make bad money, but cannot catch up due to the intrest, etc. what do i do?

Signing up here was the first step. Congrats on not taking it anymore! :D Someone will be contacting you in a few days. Look around the forum there is tons of good info.

Hope this helps! :wink:

hi, i found this forum by googling for a pdl company (international cash services) and i found so many different experiences. I was also wondering if maybe the forum would ever have a search feature so we could search a topic based on a few words, there is so much info and i am glad for it, but a search engine feature to find all the different threads would be nice too

Jen, the search box is the top of the page. Check it in the frame above that says google search. You will be able to do the search inside the site as well as in the web.

I am glad that I don't feel alone as well. At least I have someone I can talk to about PDL's. I am working hard to get rid of them as we speak. It is just taking longer than I expected.

But you can (and will) get rid of PDL's. At least I believe that. I have paid two of them off and is currently working on a third. I am sick and tired of my paycheck going towards getting rid of these debts.