Banking question...

Well I am thinking maybe i didnt put the stop payment in soon enough, because instead of saying stopped payment it is saying that my account is overdrawl, in another 3 hours i have money going in will it just go to that payment, like how soon do you have to do a stop payment before it takes effect?

I put a stop payment on this morning because I had a loanpayment coming out for tomorrow, but I had already gone in and paid cash so they shouldnt have submitted my pre auth debit form but they did this evening so now my account is in the negative and i have money going into my account at midnight, I am just wondering if i submitted the stop payment soon enough or will the money i am expecting go towards my negitive which will leave me with pretty much nothing

i would talk to your branch manager asap to protect your money. s/he can help you the best with this urgent situation.

If you want to stop a payment, I'd recommend putting notice in with your bank and the the company that's drafting it at least 3 full business days in advance.

If you put a freeze on your account, most banks will still force some checks and debits that they determine should be put through.