GA banks that don't use chex

have you seen my list?

Your list is wonderful! Thank you for putting it together. However, most of the banks in Georgia are using credit reports. Do you know any banks that don't? A financial situation that causes chex systems will normally, though not always, cause a decline in credit score. It looks like the banks have traded one for the other. Do you think the banks will tell what FICO score they're looking for?

Thanks!!

I have not asked the specifics, I was basically looking for banks that do not use chexsystems. The banks that use a credit report will sometimes use them not looking for specifics in credit but for identity purposes. Since 9-11 almost all banks now will pull at least some type of credit report.

Yes there are some that are looking for those with good credit scores and others that are just making sure they do not see a lot of collections etc. But again I did not ask specifics. I know that Heritage Bank and United Community are 2 popular ones, Also BOA at this time is extremely popular and will approve almost anyone on chexsystems ( apply online )