Bank of America Risk Assessment
First of all, you should send a dispute letter to the bureaus an
First of all, you should send a dispute letter to the bureaus and and ask them to remove the credit card accounts from your report. The bureaus will verify it and remove it from your report.
I would also suggest you to file a complaint against BOA with the Federal Trade Commission.
To add to the federal trade commission, i'd also complain to OCC
To add to the federal trade commission, i'd also complain to OCC (Office of Controler Currency) I'd also get a copy of your daughters & yours chexystyems report to make sure BOFA didn't report you there.
i agree, please keep an eye on this, bank of america does not ha
i agree, please keep an eye on this, bank of america does not have the best reputation
BoFA is the worst IMO. They seem to have alot of clueless people
BoFA is the worst IMO. They seem to have alot of clueless people in the customer service department :evil:
Same Thing Happened To Me
I can't believe this is happening. I too applied for the campusedge checking and it was required that my application have further review. i received an email asking that i call them and verify some information which i did. i just received my atm card today and tried to get it activated. didn't work. so i called customer service which transferred me to risk assesment which gave me the same bullsh*t excuse. I just finished filing a complaint with BBB. Hopefully they'll help resolve something. I'll have to file a complaint with OCC and FTC too. This is outrageous! My initial deposit of $400 is down to $340, I suppose from the "research fee" you mentioned above. Ugh! I'm so disgusted I feel sick to my stomach.
I would send in a certified letter making a complaint to the hea
I would send in a certified letter making a complaint to the headquarters as well. Also state that you feel as if this was some type of scam
Kenneth D. Lewis CEO BofA
Bank of America
Bank of America Corporate Center
100 N Tryon St., 18th Floor
Charlotte, NC 28255 USA
Phone: 888-279-3457
Submitted by Mary Adkins Matthews on Fri, 04/24/2009 - 05:45
It just means many of you scammed or screwed over, or left some
It just means many of you scammed or screwed over, or left some bank holding the bag someplace at some time and now your dirty deeds have caught up to you via valued ChexSystems...ADIOS!!! BYEEEEEEEEEEEEE
ImABofAMgr claims to work for BofA and believes that the bank is
ImABofAMgr claims to work for BofA and believes that the bank is always right and the customers are always wrong. Anyone with a problem is a scammer, commits fraud, and probably clubs baby seals. Check out his work here:
bankofamericasucks(dot)com
risk assesment fee 60 $
They did the same with me without any reason. BOA is just stupid. They don't know how to talk with their customer. Customer Service sucks and the money is not safe with them. They started stealing other people money. They lie and keep u on hold when u try to reach them
Bank of America Risk Assessment
I agree, please keep an eye on this, bank of america does not have the best reputation
Are you reported to chexsystems? Options really depend on where
Are you reported to chexsystems? Options really depend on where you live
Submitted by Mary Adkins Matthews on Thu, 09/24/2009 - 21:56
I know what you guys are going through. i made a mistake with th
I know what you guys are going through. i made a mistake with this bank and i even owned up to is because we all are human and make mistakes. Bank of America is the largest group of lairs and they also are making my life hecktic. Bank of America informed me no actions were going to be filed and for me to just close the account and go to another bank i had agreed and 3 weeks after i went to a new bank and have had no errors and thinking things were fine i recieved a call from my new bank claiming that they had to close it and i was not going ot be able to have any bank account due to the report that Bank of America placed in the Chex system. I filed the dispute and after almost 4 weeks i didnt hear from them so i called chex system and was informed that Bank of America had the dispute and it was up to them to say yes or no on removing the negitive marks. i called Bank of America and they pointed the finger to Chex system I ca not even have a bank account anywhere and i have a few direct deposits out there i can not access due to Bank of America filing thie report and it caused my current bank to put a freeze on the account and i can not access my own money where is that fair
non-chex banks
There are many other banks and credit unions that do not use chexsystems, others that make exceptions for those reported to chexsystems and some that do offer second chance checking.
Options really depend on where you live but there are also banks that will open accounts for those reported that do not care where you live. Most times these accounts rely are best when direct deposit is used since any other deposits would have to be mailed in. Many of these accounts are not reimbursing ATM fees.
Chexsystems is a credit reporting agency and without the bank telling them to report you and to remove you, they will not. Bank of America is completely responsible for the fact that you were reported (so they lied) and the reason that you are not removed (so they lied) I hear about banks that lie all the time. Many will tell customers that they will remove them if the debt owed is paid but when the time comes, it never happens.
Submitted by Mary Adkins Matthews on Sun, 09/19/2010 - 06:37