BDPDL presented an electronic check for my full loan amount. My credit union paid the check and charged me the 30 fee. My account is now net. I had put a stop on bdpdl from ach withdrawals before this however I could not close my account due to a neg balance back then. Is there anything I can do at this point to get that money back?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.