My question is two fold. I was told by a woman who worked in Capital One bank that if I register an LLC in NJ, and try to open an account with an EIN, my social security number will still prevent me from opening a business account because I went into Chex when I was unemployed and my overdrawn account was charged off. Is that true? My EIN is for a business and has nothing to do with my personal life especially when an LLC separates the two.
My other question is:
Does anyone know a bank in NJ that does not use Chex that is not Military? I was told that Capital one does not but they do. So does TD bank.
Thanks for your answers brothers and sisters.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.