Found this info on the CCCS website-
Date: Tue, 03/18/2008 - 18:58
I stumbled across this info on the CCCS website, I know some of you are having problems getting new checking accounts, I thought this might help. It might be worth looking into. Reny:
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Get Checking
Checking accounts offer convenience and fewer fees compared to buying money orders or cashier's checks to pay bills. But if there are bad debts on a person’s ChexSystems report, banks usually won’t allow them to have an account for five years. Taking the CCCS Get Checking six-hour educational class eliminates this waiting period.
The Get Checking curriculum focuses on checking account management, good debt practices and includes a quiz. Once individuals pass the course and pay back all outstanding debts on their ChexSystems report, a participating bank will allow them to open a checking account.
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Get Checking
Checking accounts offer convenience and fewer fees compared to buying money orders or cashier's checks to pay bills. But if there are bad debts on a person’s ChexSystems report, banks usually won’t allow them to have an account for five years. Taking the CCCS Get Checking six-hour educational class eliminates this waiting period.
The Get Checking curriculum focuses on checking account management, good debt practices and includes a quiz. Once individuals pass the course and pay back all outstanding debts on their ChexSystems report, a participating bank will allow them to open a checking account.
you do not need to pay for an account. I provide the same inform
you do not need to pay for an account. I provide the same information for free on my site and the ONLY way get checking will work is if you do not have fraud on your report and it is 100% paid in full.
Yeah . . . Who wants to take a class to MAYBE get an account?
Yeah . . . Who wants to take a class to MAYBE get an account?
And, that account still usually has it's "training wheels" on . . . . . Meaning limited to no access to debit cards, longer holds on deposits, etc . . . . .
It's really not worth it as long as there are other options out there.