Chexsystems

There's a list of non-chexystems bank here http://www.debtconsolidationcare.com/banking/entire-list.html

yes, Thank You. I have looked at this already. I thought I saw on chexvictims website where someone suggested an out of state credit union that has shared branches in my area but i'm confused by this because i have never seen out of state credit unions that don't have specific membership requirements.

I am confused. Why would you want to go out of state if there are non Chex banks in your state on that list?

a lot of the credit unions listed only accept memebers in the st louis county area, I am in the city. and some of them will not take me because i cannot pay the balance of which i owe the bank right away, i send them payments. I really don't want to bank online somewhere and have to mail in deposits.

I spent 2 years after I moved halfway across the country mailing in my deposits and doing only online banking, and other than the mailing of deposits it is fine. But being at the mercy of the USPost Office SUCKS and I don't recommend it to anyone! Get a local bank!

Do you know what your report says? Does it show fraud? Who is the reporting bank(s)? Most of the out of state credit unions that offer shared branching are no longer taking most out of state applications. Apparently they were getting far too many new applications for out of state customers so they have become very strict.