Share post
member profile picture

Ok chex system verified a item on my chex report. I used 2nd dispute letter asking for proof such as paperwork/signatures etc..all the good stuff to prove that the account is mine..

Chex sends me back a letter stating that I should contact the bank to get more info and proof. They listed the bank number and address.

They also said if I wanted to dispute again under FAIR CREDIT REPORTING ACT, then i should provide a police report.

I never told them the account was not mind, I told them i wanted proof it was mine and I wanted it reported correctly if so.

All my correspondence has been sent by fax..

Also Chex said the bank said I should contact them for documentation of any kind and they also stated that the bank asked that I contact them.

Sub: #1 posted on Tue, 05/25/2010 - 00:48


Yes, you can talk to your bank regarding your debt. However, can you tell me whether this item is getting reported under any creditor or a collection agency? If it's a collection agency, then you can directly send them a debt validation letter through certified mail, requesting a return receipt. You can use the sample validation letter available with this community at

Sub: #2 posted on Sat, 06/19/2010 - 07:18

(Posts: 3937 | Credits: )

More information
  • Files must be less than 500 MB.
  • Allowed file types: txt pdf jpg jpeg png.

Page loaded in 0.862 seconds.