commerce bank declined me?
what he didnt tell me is if it was going to be on my chexsystems report im going to call them back and see. what do you all think.
and do you think if they did that boa will close my new account? im paranoid now and freakin out
How old is your reported from WAMU?? Bank if America is approvin
How old is your reported from WAMU?? Bank if America is approving most everyone reported to chexsystems. Your accounts should be fine. the only ones that they are denying are those that have recent reports and those that owe Bank of America money from a prior account. If your report had been too recent, they would have denied you from the start.
Commerce bank is well known to open accounts and later close them. Many banks do nto run chexsystems initially and will then run it at a later time. It is absolutely crazy. Some wait even longer and people will set up direct deposit and then be in a real bind.
I would try not to worry, I am sure you are fine with Bank of America. I would make sure you make your initial deposit in the first 30 days to be safe.
Submitted by Mary Adkins Matthews on Wed, 10/22/2008 - 23:47
thats the thing. it is recent they closed it in september and i
thats the thing. it is recent they closed it in september and i payed it off the same month. i opend the account boa in the beggining of october and they approved me. but i wanted a back up just in case. but commerce did that whole thing
Where exactly do you live?
Submitted by Mary Adkins Matthews on Fri, 10/24/2008 - 15:45
there are several other banks in Fl on my list that may help you
there are several other banks in Fl on my list that may help you.
Submitted by Mary Adkins Matthews on Tue, 10/28/2008 - 22:33
boa
nah its ok im just gonna stick with boa for now on, they seem pretty good and i dont think theyll close my account. i already have a keep the change saving account and a credit card and direct deposit. so i think i can gain there trust now.