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chexsystems is efunds

Date: Sun, 11/11/2007 - 02:20

Submitted by Mary Adkins Matthews
on Sun, 11/11/2007 - 02:20

Posts: 755 Credits: [Donate]

Total Replies: 2


CHEXSYSTEMS, EFUNDS, SCAN, NCPS, ALL RELATED



eFunds evolved from familiar components
We may be a relatively new company but many of the components that went into eFunds have a lot of history behind them in serving the financial and retail industries. Here are some of the highlights:

eFunds' initial public offering took place in June 2000 on the Nasdaq national market. Following the IPO, eFunds' separation from Deluxe Corporation (NYSE: DLX) was completed in December 2000.

Deluxe Corporation announced the formation of eFunds in April 1999, bringing together some of the strongest players in risk management and electronic transaction processing services that had operated as distinct businesses within Deluxe. In January 2000, iDLX Technology Partners - another Deluxe unit - was combined with eFunds to add professional services and business process outsourcing capabilities to the new business.

Components brought together to create eFunds include:

SCANSM
Most widely accessed check verification network in the United States

Began in 1985

Serves more than 77,000 retail locations

Authorized 3.7 billion checks in 2000


ChexSystemsSM
Leading account verification and risk management service in the United States

Began in 1971

Serves more than 90,000 financial services company locations


Deluxe Electronic Payment Systems
Largest third-party EFT processor in the United States

Began in 1976

User and provider of award-winning CONNEXTM EFT processing software, which is used to process more than 15 billion transactions a year around the world

Provider of ACH processing services


DebitBureau?
Most comprehensive source of debit data used for decision support

Created in 1998

Consists of more than 3 billion consumer records received from financial, retail, and government sources


eFunds "classic"
Leading electronic check conversion technology

Began in 1992


iDLX Technology Partners
Provider of professional services and business process outsourcing services using unique onsite/offshore model

Began in 1996

An early entrant, iDLX gained first-mover advantage in recognizing abundant IT resources in India whose contributions could be delivered to customers around the world

ncpsonline.com

NCPS is one of the nation's largest privately held providers of new account verification, employment screening and due diligence investigation services for the financial services and government industries.


NCPS is now part of E-funds which is part of chexsystems. At this time it looks as if most banks that use NCPS are now saying that they use chexystems.