Share post
Share
Debt Consolidation Forums Banking and Chexsystems forums

Bank of America is awful!!!!

Date: Mon, 07/12/2010 10:07
member profile picture
Posts: 103
Credits: 0
[Donate]

I have no idea what to do. I had one b of a checking account that due to pros became severly overdrawn. I had another checking account with them and they keep transferring money to cover the overdrawn balance. The first time it happened they said it was their right and they were going to do it until the overdrawn account was clear. I asked if I'd be notified and they said no. They are doing it again and I have several outstanding checks. Also I am extremely. Sick and my neurosurgeon may send me to the ER today but I don't want to go because I have no money! Will they work with me at all on this? Maybe let me set up a payment plan instead of just wiping my account out? I'm so frustrated because I work hard for my money and have very little. Also, I don't know where else to go for an account because of chexsystems! Please help! I'm trying to get everything paid off but b of a is making it impossible!




How long has you account been overdrawn and by how much? How is your history with BOA with NSFs in the past? Have you spoken with your branch manager? I have been in similar situations but never had that happen! But I always dealt with the branch not the customer service phone line!
If it comes down to it you can always get your check "live" and cash it at the bank where it is drawn and pay by prepaid debit or money order! But keep paying your overdrawn account as after 120 days it will be closed by law and you will be in Chex again!

Sub: #1 posted on Mon, 07/12/2010 - 10:25

Frogpatch Frogpatch
Moderators Cum Industry Expert
(Posts: 5382 | Credits: )

It has been overdrawn for about 60 days and b of a said that at that point they can draft whatever they want from any other accounts. I'm just worried because of needing to go to the doctor. I am going to call later to see if they will work with me, but I have already made arrangements to get a live check

Sub: #2 posted on Mon, 07/12/2010 - 10:53

meechell83 meechell83

(Posts: 103 | Credits: )

Attachment
More information
  • Files must be less than 500 MB.
  • Allowed file types: txt pdf jpg jpeg png.


DebtConsolidationCare (IAPDA member)
BBB (A+) logo for DebtCC
Connect With Us
About Us | Contact Us | Privacy Policy
Copyright © 2020 DebtConsolidationCare | 301 W. 11th Street Unit E, Reno, NV, 89503, United States
* Disclosures:
  1. By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  2. Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
  3. Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  4. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  5. The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.850 seconds.