Hi, we moved recently and switched banks, but left our old checking account open. My husband inadvertently paid a bill online using this old acct info. I wasn't aware that we were overdrawn because the statement and communication about it from old bank was not fwd'ed to new address. I finally received a letter that stated that our acct was closed and that the balance was due in full or else they would report our account to check verification, etc. I paid the balance the next day.
Which brings me to my question, if this was reported to chexsystems, could this affect my active checking acct? Thank you very much.