Bank levy

Can they take from a joint account?

If there is anything to do with tax, the state government is very stringent,may it be any state Ohio or Oregon! They would not spare or either mess up with it,but make it sure that they get the money somehow or the other.It can also follow up with garnishment from the savings account of the customer!

I was told that in California that if you have someone on your bank account who is not a spouse that they cannot levy the account. Does anyone know if this is true?

I just had my bank accounts levied.They had $400 OUT OF $7000 OWE. I am expecting my direct deposit from my work. How many times can they levy in a week?

The creditor or colelction agency will have to first win a lawsuit against you to levy your bank account for unpaid debt. Your bank account can be levied by the creditor or collection agnecy till the debt gets paid off. However, I am not sure as to how many times in a week they can levy your bank account.

i believe it depends on the state that you live in. each state is different and some states do allow and others dont allow for joint bank accounts to be levied. we are in tx and we own a small company. we are actually going after a customer right now and we are in the works to levy their bank accounts. as a business owner i can see the good in this, but as a person i see the bad. its bad to take someones entire bank balance, but then again, why buy something, or get work done that you DONT plan on paying back. i know people go through hard times. but when you make excuse after excuse after excuse, there is only so long you can do that until someone pursues it. and then people act shocked when they ARE MADE TO PAY. why? did you really think nothing was going to happen. did you really think that you could do this to someone or a company and not have to pay and that you would get something for free. some things, as in gas, that is over priced. for those of you who just added someone or had nothing to do with it, i feel bad for you. for those of you who tried to gip others, well, good luck.

I was sued back in March of this year by Bank of America for an unpaid credit card debt. Unfortunately I was not aware of this since I moved out of state and the court papers went to my old address in NJ. Last week I went to use my debit card and it was declined, so I called BOA and they stated that there was a levy on the account (which had about $4000 in checking and $1500 in savings.) So I contacted my attorney who instructed me to open a new account in NY (at a bank that does not have branches in NJ) and that he would contact the "other side" to attempt to get a $1000 exemption (return of funds) and set up a payment plan since I didnt know anything about this. In the meantime I have a business to run and bills to pay.....now here's my question...

The morning of the levy I deposited multiple checks into my BOA checking account (about $1400 worth) which would not be credited to the account until midnight that day. Once I found out about the levy that afternoon I looked at my account online and the only funds that were placed on hold for the levy were the ones that were actually in the account. The next morning the funds from the checks that I deposited were available (less a few checks that had cleared overnight). I was actually able to withdraw the remainder of the funds from the account (that were credited after the levy) and also deposit small amounts to cover scheduled automatic bill payments.

Now the amount that I owe for this judgement they have against me is MORE than what they received when they put the levy into play...and from what I read all over the internet (and according to the attorney) any money that I put in there should be frozen as well....but it's not - at the moment at least. So I am wondering whats going on....is it that they have to go back and re-serve BOA each time they want to get more money? Or has the bank messed up?

I would like to be able to deposit some big checks into the account since check cashing stores are not going to work for me and it's a hassle to open another account when I have bills that need to be paid right away seeing as the first of the month is in a day. Even if I have to withdraw the funds at the ATM the minute they clear...

Anyone have any insight?