New Acct and Chex Systems
Info stays on your ChexSystems report for 5 years (I think?).
Info stays on your ChexSystems report for 5 years (I think?).
Anyway, you can dispute anything that's inaccurate and you can also, as a courtesy, ask the bank that's reporting info against you to remove it if the time limit hasn't yet passed. They don't have to but if enough time has passed and it's paid, some will.
Why not have your BF open an account locally until you get it all straightened out. That way he can deposit your paychecks into the account or cash them for you. After you get your stuff worked out with ChexSystems, he can add you to the account.
non-chex banks
There should be options for you depending on where you live. What is your zip code there? Your report will remain for 5yrs with chexsystems and then they will remove you. Chexsystems is a credit reporting agency and it is your right to dispute
Submitted by Mary Adkins Matthews on Sat, 09/03/2011 - 15:09