banks
bank it was in a negitave and had to wait for the 30 dys but they went ahead and closed it since it racked up to 800 dollars and I would like to be able to open another back up with the same bank could I open 2 of them and have one as a deposit only to pay off the old one
Just so I'm clear, you were taking advances from your bank accou
Just so I'm clear, you were taking advances from your bank account. Was this some kind of direct deposit advance, I've heard of those before. I'm not sure how likely they are to open another account for you since you just had one close with a negative balance. Did you try talking to a banker or a branch manager?
I have a Wells Fargo checking Acct., they offer those Direct Dep
I have a Wells Fargo checking Acct., they offer those Direct Deposit advances which I have never done because I don't have anything direct deposited. But they seem to be a good alternative for someone in a pinch who does receive them.
I looked into it in the past, and found out that they charge $2 per $20 borrowed, which is lent to you for 30 days or so, or until your next direct deposit, whichever is sooner. So if you borrow $300, you repay $330, which seems like a pretty good deal to me if you are in a pinch and a GOOD alternative to a Pay Day Loan. There is probably a waiting period for new customers, and maybe a total limit, maybe someone that has taken advantage of the Direct deposit advance would know more?
