Due to Stage 3 colon cancer at the end of 2006 and out of work due to aggressive treatment for almost 2 years, I accumulated 18,000.00 in credit card debt. I live with my Boyfriend and my name iis not on the home he pays a mortgage on, I wrote my creditors teliing them I am unable to work now and have filed for Disability at when I start receiving payment I will pay, I own nothing but have my name attached to a vehicle, which needs a transmission, I have closed my bank account, because I have no money to put in it and no time soon as awaiting Disability approval. Can the credit card companies levy on stuff in the house I live in that is not mine, I am not a needful person and do not own much, some jewelry and knicks knacks, clothes, shoes and not much of that. My worry is I do not want them hurting the Man who has stood by me through a life changing event such as my Cancer. Your time is greatly appreciated.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
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Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.