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Will the bank let us do this?

Submitted by regbyandjulie on Fri, 05/08/2009 - 07:14
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So, we overdrafted on an account. We can pay it off in time, but I can't afford to do it right now. It's a joint account with me and my husband's name. If we both go to the bank, is there a way we can remove his name from that account, even though it's overdrafted? I know they won't let us close the account, which is fine, but I want his name off it in case it effects our credit later on. My credit is toast anyway, but his is still in decent shape.

Will the banks let you remove one name from an overdrafted account?