Closed bank account and Stimulus check

I would contact the IRS ASAP at the local office!

I hope they wouldn't take it an apply it to your charge off.

Defintely get on the horn with the IRS and talk to them about it like frog says

As far as I know, according to the IRS website, if your account is closed and your direct deposit is rejected by the bank, it will be returned to the IRS and you will be issued a paper check. However, your check may not come according to the schedule posted at irs.gov - it will take longer, because the IRS will be working on getting the first batches of checks out in the mail, and then they'll handle the rejected direct deposits or checks that couldn't be delivered.

I hate to say this, but I wouldn't look for your check until July or August. :cry:

If you owe WAMU money and your payment is deposited to them...chances are they will keep the deposit but I am not 100% on that. There were a few people last year that had their tax return itself sent to an account that was in the same situation and the exact situation occoured.

Nothing showing on WAMU account as deposited as of yet the deposit was to take place according to the IRS today. hummm I suppose that could be good news

Please let us know the outcome at a later time. I hope it all works out for you :D

I spoke directly with the IRS as this is happening to me right now. My bank account was closed in April and on May 2nd my stimulus check was direct deposited into my closed account. The IRS said that it takes up to 2 weeks to get the payment returned and then they wait a week and process a paper check and mail it. I checked with the IRS on friday May 16th and they hadn't received the payment back yet so I still wait. She said that I could expect my paper check the first week in June.

Was the account closed still owing them money? If so,chances are the bank will not return the money.

Ok I just checked with WAMU and the direct deposit from the IRS was returned because the account is closed. Spoke with the IRS today and was told that I could expect the check around June 6 :).

that is great.. I am sure you are relieved. I just know that one time
(long time ago)my husband has an account that was closed and apparently still owed money to them and they kept his direct deposit (payroll)

Just an update...I did receive my stimulus payment by mail and it was correct :)

My last two are 86 and I had HR Block take out my filing fees. If I had know that this would produce a paper check I would had paid my fees up front and now I have to wait untill July 4th sometime. Any one in this same boat as I am?


Luke

I still am, Luke. :-( According to the schedule, I should get it in the mail sometime after the 20th of this month. I know that's not far away, but that money would make life a lot easier right now.

I hear that! I am going to pay down two bills and put the rest in my frezzer (food).

luke

If there's one small bright light on this whole thing, it's this:

I work with someone who had no idea about why he hadn't gotten his stimulus payment by direct deposit until I told him about having fees taken out of your refund. He was scheduled to have his check mailed out by June 6, and received it on June 9 - so either they mailed it early, or the mail is moving REALLY fast. We live 3 states away from the nearest IRS processing center, so there may still be hope that the check will get here sooner than expected.

What was frustrating, though, was that he went on the IRS website, and it said his check would be MAILED BY THE 6TH....but he got a letter in the mail from the IRS last week that said he WOULD RECEIVE IT BY THE 6TH...and both were directly from the IRS.

And the IRS wonders why people are so angry...can't get a straight story from anyone - not even the IRS!

I guess when you are dealing with millions and millions of people I guess things get crazy and also the IRS is known for making mistakes like this. I just try not to count on things like this just incase things like this happen.

Yup, that's exactly why I didn't count on it, Luke. I was HOPING it would be here, but not counting on it.

Someone at work was saying, "Well, if you made plans for the money, then you were counting on it!"..I replied, "NO - if I had written checks against it before it came, now THAT would be counting on it!" Making tentative plans for money that MIGHT come in does not count as 'counting on it' in my book! :-)

your right suebe, you are right as always. The ebay queen is in the house tonight.

LOL - thanks Luke! :-)

I closed my wamu account weeks before the direct diposit of my stimulus check, I called the IRS, (they had the Advocates investigate) and was informed that the check was never refused by wamu and the trace dies there? wamu, now chase, refuses to try to find the money and they said they can't help me. Who has my money? What can I do?

you need to fill out a complaint here

https://appsec.helpwithmybank.gov/olcc_form/

Thanks for sharing this post.